Lake County property record for 13897 Frontier Ln, Cedar Lake, IN 46303
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,386 sqft · built 2019 |
| Lot Size | 0.251 acres (10,935 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $278,700 (Jul 2019) |
| Tax Bill | $4,427 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-15-28-405-001.000-014 |
| Primary APN | 45-15-28-405-001.000-014 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,386 sqft Living Area |
| Gross Area | 3,816 sqft |
| 1st Floor Area | 2,386 sqft |
| Basement Area | 1,030 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 10,935 sqft (0.251 acres) |
| Lot Dimensions | 135 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 13897 FRONTIER LN |
|---|---|
| City | CEDAR LAKE |
| State | IN |
| Zip | 46303-0717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTENNIAL SUBDIVISION PHASE 13 LOT 256 |
| Legal Subdivision | CENTENNIAL SUBDIVISION PHASE 13 |
| Legal Phase | 13 |
| Legal Lot Number | 256 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 42901 |
Source: Lake County records, as of June 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13897 FRONTIER LN, CEDAR LAKE, IN 46303-0717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Apr 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECH CU |
| Jul 22, 2019 | Special Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2019 · Amount on Record |
| Deed Sale | Jul 22, 2019 · Amount on Record |
| Deed Document Number | 201945211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 4, 2026 |
| Property Address | 13897 FRONTIER LN, CEDAR LAKE, IN 46303-0717 |
| Document Number | 0000523009 |
| Instrument Date | May 20, 2026 |
| Instrument | 2026523009 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 13897 FRONTIER LN, CEDAR LAKE, IN 46303-0717 |
| Document Number | 0000523009, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 2026523009 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Dec 1, 2054 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 13897 FRONTIER LN, CEDAR LAKE, IN 46303-0717 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000011946 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023-511946 |
| Name | TECH CU |
|---|---|
| Type | Credit Union |
| Address | CROWN POINT, IN 46307 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 8, 2038 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 22, 2019 |
| Property Address | 13897 FRONTIER LN, CEDAR LAKE, IN 46303-0717 |
| Document Number | 0000045211 |
| Map Reference | MB 111 PG 91 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 2019 045211 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13897 FRONTIER LANE, CEDAR LAKE, IN 46303-0717 |
| Document Number | 0000045212 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 2019 045212 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Hanover Township |
| Municipality | Cedar Lake Town |
| Unified School District | Hanover Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $341,900 (-7.77%) Land $69,100 Building $272,800 | $341,900 (-7.77%) Land $69,100 Building $272,800 | |
| 2024 | $4,427.00 (+2.69%) | ||
| 2023 | $370,700 (+6.83%) Land $68,700 Building $302,000 | $370,700 (+6.83%) Land $68,700 Building $302,000 | |
| 2022 | $4,311.00 | $347,000 Land $68,700 Building $278,300 | $347,000 Land $68,700 Building $278,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR LAKE WATER WORKS private · serves 4,600 people · EPA ID IN5245047 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 15 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Apr 2025 |
| Monitoring and Reporting | 51 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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