Baldwin County property record for 13895 Styx River Rd, Stapleton, AL 36578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,782 sqft · built 1997 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $580 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Jan 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-09-32-0-000-092.001 |
| Primary APN | 28-09-32-0-000-092.001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,782 sqft Heated Area |
| 1st Floor Area | 1,782 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 175 ft deep x 105 ft wide |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 274967 |
|---|---|
| Street Address | 13895 STYX RIVER RD |
| City | STAPLETON |
| State | AL |
| Zip | 36578-3169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 105' X 175' BEG AT A PT 35' N OF SW COR OF SE1/4 OF NE1/4 OF SE1/4 OF SEC 32 RUN TH E 105', TH N 175'(S), TH W 105', THS 175' |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | BAY MINETTE |
| Census Block Group | 3 |
| Census Block | 3081 |
| Census Tract | 10400 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13895 STYX RIVER RD, STAPLETON, AL 36578-3169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Mar 6, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LIVE OAK BANKING COMPANY |
| Jan 30, 2023 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2010 |
| Deed Sale | Jul 30, 2010 |
| Deed Document Number | 20101244237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 13895 STYX RIVER RD, STAPLETON, AL 36578-3169 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13895 STYX RIVER RD, STAPLETON, AL 36578-3169 |
| Document Number | 0002050555 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 2050555 |
| Name | LIVE OAK BANKING COMPANY |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 13895 STYX RIVER RD, STAPLETON, AL 36578-3169 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13895 STYX RIVER RD, STAPLETON, AL 36578-3169 |
| Document Number | 0002044801 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 2044801 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 13895 STYX RIVER RD, STAPLETON, AL 36578-3169 |
| Document Number | 0001822570 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13895 STYX RIVER RD STAPLETON AL 365783169, STAPLETON, AL 36578-3169 |
| Document Number | 0001822570 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 1822570 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580.00 (+4.5%) Homeowner's exemption | ||
| 2025 | $555.00 (+3.35%) | $20,140 (+2.97%) Land $3,500 Building $16,640 | $205,800 (+5.32%) Land $35,700 Building $170,100 |
| 2023 | $537.00 (+34.25%) Homeowner's exemption | $19,560 (+30.57%) | $195,400 (+30.53%) Land $23,800 Building $171,600 |
| 2022 | $400.00 (+12.04%) Homeowner's exemption | $14,980 | $149,700 Land $23,200 Building $126,500 |
| 2021 | $357.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 93% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BALDWIN UTILITIES serves 28,713 people · EPA ID AL0000023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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