13892 Spruce Pine Dr, Loxahatchee, FL 33470 Property Records

Palm Beach County property record for 13892 Spruce Pine Dr, Loxahatchee, FL 33470

Property Summary

Property TypeVacant Land
Lot Size0.171 acres (7,449 sqft)
Owner2 Individual Names on File
Last Sale$752,561 (May 2026)
Tax Bill$4,183 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN77-41-43-05-08-000-3470

Property Details

APN / Parcel Number

Primary APN77-41-43-05-08-000-3470

Exterior

Lot Area7,449 sqft (0.171 acres)

Location & Zoning

Street Address13892 SPRUCE PINE DR
CityLOXAHATCHEE
StateFL
Zip33470-2045
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR-1
Legal DescriptionPINES OF WESTLAKE PHASE 2 LT 347
Legal SubdivisionPINES OF WESTLAKE PHASE 2
Legal Lot Number347
JurisdictionPALM BEACH FL
Township / Civil DivisionROYAL PALM BEACH-WEST JUPITER
Census Block Group1
Census Block1002
Census Tract7850

Owner

13892 Spruce Pine Dr, vacant land, is owned and occupied by two individuals who bought it in May 2026.

Source: Palm Beach County records, as of May 29, 2026

Owner of Record2 Individual Names on File
Mailing Address13892 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2045
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2026 · Amount on File
Deed SaleMay 12, 2026 · Amount on File
Deed Document Number2026170818
Deed Book / Page36511 / 681
Record UpdatedSep 20, 2026

May 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionPALM BEACH FL
Recording DateMay 12, 2026
Property Address13892 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2045
Document Number0365110681
Book / Page36511 / 681
Instrument DateMay 5, 2026
Instrument2026170818
Record UpdatedMay 29, 2026
Title CompanyFOUNDERS TITLE/NV, FOUNDERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$532,060.93
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13892 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2045

Mortgage

Document Number0000170819,
DateMay 12, 2026
Instrument2026170819
Lender
NameACRI MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 13892 Spruce Pine Dr was $4,183.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityWestlake City
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,183.00$149,000$149,000 Land $149,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13892 Spruce Pine Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 438 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies438 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13892 Spruce Pine Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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