13892 Cleto Dr, Estero, FL 33928 Property Records

Lee County property record for 13892 Cleto Dr, Estero, FL 33928 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,092 sqft · built 2006
Lot Size0.121 acres (5,271 sqft)
OwnerIndividual Name on File
Last Sale$263,025 (Sep 2020)
Tax Bill$4,821 (2025)
Deeds & MortgagesAug 2022 Second Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-46-26-E2-0800E.0030

Property Details

APN / Parcel Number

Primary APN32-46-26-E2-0800E.0030
Alternative APNs
  • 263246E20800E0030
  • 324626080000E0030
  • 10513343

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,092 sqft Living Area
Gross Area2,699 sqft
1st Floor Area1,852 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area5,271 sqft (0.121 acres)
Garage TypeAttached
Garage Area461 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area146 sqft
Patio Area240 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10513343
Street Address13892 CLETO DR
CityESTERO
StateFL
Zip33928-6403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELLA TERRA UNIT FIVE DESC IN INST#2005-82140 BLK E LOT 3
Legal Range26E
Legal Township46S
Legal Section32
Legal SubdivisionBELLA TERRA
Legal TractE2
Legal BlockE
Legal Lot Number3
Legal Unit5
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5001
Census Tract50311

Owner

Source: Lee County records · APN 32-46-26-E2-0800E.0030

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13892 CLETO DR, ESTERO, FL 33928-6403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
POINT DIGITAL FINANCE INC
Sep 21, 2020Warranty Deed, Transfer · Conventional Mortgage
CROSS COUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2020 · Amount on Record
Deed SaleSep 21, 2020 · Amount on Record
Prior SaleMar 22, 2011 · Amount on Record
Deed Document Number2020225185
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address13892 CLETO DR, ESTERO, FL 33928-6403
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address13892 CLETO DR, ESTERO, FL 33928-6403

Mortgage

Document Number0000261342
DateAug 15, 2022
Instrument2022000261342
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPALO ALTO, CA 94302
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 21, 2020
Property Address13892 CLETO DR, ESTERO, FL 33928-6403
Document Number0000225185
Map ReferenceDOC 200500082140
Instrument DateSep 17, 2020
Instrument2020000225185
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyHEIGHTS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,841.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6051 ESTATE DR, 6051, ERIE, PA 16509-3453

Transferred To (Grantee/Buyer)

NameVerified Name
Address13892 CLETO DR, ESTERO, FL 33928-6403

Mortgage

Document Number0000225188
DateSep 21, 2020
Instrument2020000225188
Lender
NameCROSS COUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,821.00 (-15.79%) Homeowner's exemption$307,486 (-18.88%) Land $78,933 Building $228,553$307,486 (-18.88%) Land $78,933 Building $228,553
2023$5,725.00 (+16.77%) Homeowner's exemption$379,065 (+24.42%) Land $62,708 Building $316,357$379,065 (+24.42%) Land $62,708 Building $316,357
2022$4,903.00$304,657 Land $58,850 Building $245,807$304,657 Land $58,850 Building $245,807

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 552 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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