13890 Bay St, Garrison, ND 58540 Property Records

McLean County property record for 13890 Bay St, Garrison, ND 58540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,591 sqft · built 1987
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Company Names on Record
Last Sale	$235,000 (May 2019)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Jul 2026 Transfer Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37 4124 00006 000`

Property Details

APN / Parcel Number

Primary APN	`37 4124 00006 000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
Basement Area	936 sqft
Finished Basement	468 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2005
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Deck Area	488 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	13890 BAY ST
City	GARRISON
State	ND
Zip	58540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 5
Legal Subdivision	LAKEVIEW ESTATES 3RD ADDN
Legal Block	5
Legal Lot Number	6
Jurisdiction	MCLEAN ND
Township / Civil Division	NORTH CENTRAL MCLEAN
Census Block Group	2
Census Block	2259
Census Tract	961001

Owner

Source: McLean County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1368 41Q AVE NW, GARRISON, ND 58540-9459
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE CORP
Sep 2, 2020	Intrafamily Transfer, Transfer NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TTL
May 13, 2019	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE CORP
Oct 10, 2011	Warranty Deed, Transfer · ARM GATE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	Oct 10, 2011 · Amount on Record
Deed Document Number	20193397656
Last Transfer Date	Jul 10, 2026
Transfer Doc	0003418072
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN ND
Recording Date	Jul 17, 2026
Property Address	13890 BAY ST, GARRISON, ND 58540
Document Number	0003418072
Instrument Date	Jul 10, 2026
Instrument	20263418072
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1368 41Q AVE NW, GARRISON, ND 58540-9459

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN ND
Property Address	13890 BAY ST, GARRISON, ND 58540
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003401525
Date	Sep 2, 2020
Instrument	3401525

Lender

Name	PREMIER MORTGAGE CORP
Type	Mortgage Company
Address	BISMARCK, ND 58501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN ND
Recording Date	Sep 2, 2020
Property Address	13890 BAY ST, GARRISON, ND 58540
Document Number	0003401526
Instrument Date	Aug 28, 2020
Instrument	3401526
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TTL

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13890 BAY ST, GARRISON, ND 58540

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN ND
Recording Date	May 13, 2019
Property Address	13890 BAY ST, GARRISON, ND 58540
Document Number	0003397656
Instrument Date	May 10, 2019
Instrument	3397656
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	ND GUARANTY AND TITLE COMPANY, ND GUARANTY & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13890 BAY ST, GARRISON, ND 58540

Mortgage

Document Number	0003397657
Date	May 13, 2019
Instrument	3397657

Lender

Name	PREMIER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

October 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN ND
Recording Date	Oct 10, 2011
Property Address	13890 BAY ST, GARRISON, ND 58540
Document Number	0003372847
Instrument Date	Oct 7, 2011
Instrument	3372847
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1408 12TH ST SW, MINOT, ND 58701-9103

Mortgage

Document Number	0003372849
Date	Oct 10, 2011
Instrument	3372849

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2018
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	7.95%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McLean County
Unified School District	Garrison Public School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,850 (+5.24%) Land $36,250 Building $132,600	$337,700 (+5.24%) Land $72,500 Building $265,200
2025	$1,435.00 (-38.49%)	$160,450 (+32.38%) Land $31,250 Building $129,200	$320,900 (+32.38%) Land $62,500 Building $258,400
2023	$2,333.00	$121,200 Land $22,250 Building $98,950	$242,400 Land $44,500 Building $197,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRISON RURAL WATER DISTRICT private · serves 1,805 people · EPA ID ND2801430
Water Source	Purchased surface water from CITY OF GARRISON
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Reservation Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

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