Jackson County property record for 1389 Webster Rd, Sylva, NC 28779
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 2019 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $486,500 (Oct 2025) |
| Tax Bill | $1,651 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7640-16-9966 |
| Primary APN | 7640-16-9966 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Roof Type | Shed Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
| Porch Area | 48 sqft |
| Patio Area | 596 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 1389 WEBSTER RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-9629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR1 |
| Legal Description | LT 1 PENLAND HEIRS |
| Legal Lot Number | 1 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | WEBSTER |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 950400 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1389 WEBSTER RD, SYLVA, NC 28779-9629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Oct 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage IMPECCABLE LENDING INC |
| May 4, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2025 · Amount on Record |
| Deed Sale | Oct 6, 2025 · Amount on Record |
| Prior Sale | May 3, 2018 · Amount on Record |
| Deed Book / Page | 2406 / 567 |
| Prior Transfer Date | Aug 18, 2016 |
| Prior Transfer Doc | 0021780112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 1389 WEBSTER RD, SYLVA, NC 28779-9629 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0023240840 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 2324/840 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Jan 25, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Oct 6, 2025 |
| Property Address | 1389 WEBSTER RD, SYLVA, NC 28779-9629 |
| Document Number | 0024060567 |
| Book / Page | 2406 / 567 |
| Instrument Date | Sep 29, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $973.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49 HARRELL DR, LAKE JUNALUSKA, NC 28745-9758 |
| Name | Verified Name |
|---|---|
| Address | 1389 WEBSTER RD, SYLVA, NC 28779-9629 |
| Document Number | 0002406570 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2406/570 |
| Name | IMPECCABLE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | May 4, 2018 |
| Property Address | 1389 WEBSTER RD, SYLVA, NC 28779-9629 |
| Document Number | 0022130680 |
| Book / Page | 002213 / 000680 |
| Instrument Date | May 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | PO BOX 124 WEBSTER NC 287880124, WEBSTER, NC 28788-0124 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Municipality | Webster Town |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $434,488 (-) Land $62,210 Building $372,278 | |
| 2025 | $1,651.00 (+88.9%) | $434,488 (+88.79%) Land $62,210 Building $372,278 |
| 2023 | $874.00 | $230,140 Land $31,100 Building $199,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 17 (1991–2024) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TUCKASEIGEE WATER & SEWER AUTH serves 7,528 people · EPA ID NC0150035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2025 Treatment failure resolved · May 2024 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BalsamWest FiberNET.
5G (outdoors only) and 4G LTE
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