1389 Summit Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1389 Summit Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	8 bd · 6 ba · 4,066 sqft · built 1952
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$853,500 (Jan 2024)
Tax Bill	$15,054 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-28-23-24-0064`

Property Details

APN / Parcel Number

Primary APN	`03-28-23-24-0064`
Alternative APNs	`8188005` `216798`

Interior

Bedrooms	8 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	26 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,066 sqft Living Area
1st Floor Area	4,066 sqft
Basement Area	2,500 sqft
Finished Basement	2,500 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	200 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	216798
Street Address	1389 SUMMIT AVE
City	SAINT PAUL
State	MN
Zip	55105-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOULEVARD ADDITION NO. 2 W 1/2 OF LOT 11 AND ALL OF LOT 10 BLK 14
Legal Range	23
Legal Township	28
Legal Section	03
Legal Subdivision	BOULEVARD ADDITION NO. 2
Legal Block	14
Legal Lot Number	11,10
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1024
Census Tract	35200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Summit Avenue Historic District listed 1993 · 393 contributing resources · NRIS 93000332

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1389 SUMMIT AVE, SAINT PAUL, MN 55105-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE
May 31, 2007	Deed of Trust, Mortgage UBS BK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2024 · Amount on File
Deed Sale	Jan 30, 2024 · Amount on File
Deed Document Number	20241619729
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 30, 2024
Property Address	1389 SUMMIT AVE, SAINT PAUL, MN 55105-2219
Document Number	0T02768435
Instrument Date	Jan 30, 2024
Instrument	T02768435
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,816.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1389 SUMMIT AVE, SAINT PAUL, MN 55105-2219

Mortgage

Document Number	0T02768436
Date	Jan 30, 2024
Instrument	T02768436

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1389 SUMMIT AVE, SAINT PAUL, MN 55105-2219
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	ESQUIRE TITLE, ESQUIRE TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02691399
Date	Feb 24, 2021
Instrument	T02691399

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1389 SUMMIT AVE, SAINT PAUL, MN 55105-2219
Document Number	0002620242
Instrument Date	May 31, 2007
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1389 SUMMIT AVE ST PAUL MN 551052219, ST PAUL, MN 55105-2219

Mortgage

Document Number	0002620242
Date	Aug 1, 2018
Instrument	2620242

Lender

Name	UBS BK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$820,400 (-3.21%) Land $288,100 Building $532,300	$820,400 (-3.21%) Land $288,100 Building $532,300
2025	$15,054.00 (+3.46%)	$847,600 (-2.83%) Land $288,100 Building $559,500	$847,600 (-2.83%) Land $288,100 Building $559,500
2024	$14,550.00 (+1.61%)
2023	$14,320.00	$872,300 Land $288,100 Building $584,200	$872,300 Land $288,100 Building $584,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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