1389 Steeplechase Dr, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 1389 Steeplechase Dr, Mount Pleasant, NC 28124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,564 sqft · built 2014
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Oct 2019)
Tax Bill	$6,669 (2023)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07012A0033.000000`

Property Details

APN / Parcel Number

Primary APN	`07012A0033.000000`
Alternative APNs	`5671 46 5828` `133456`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,564 sqft Living Area
Gross Area	6,413 sqft
1st Floor Area	3,051 sqft
Upper Floors Area	1,468 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Lot Width	50 ft Width
Garage Type	Mixed
Garage Area	3,731 sqft
Driveway	Concrete Driveway
Driveway Area	330 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	550 sqft
Porch	Patio
Porch Area	56 sqft
Deck Area	Deck Area
Patio Area	763 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	133456
Street Address	1389 STEEPLECHASE DR
City	MOUNT PLEASANT
State	NC
Zip	28124-0009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 33 SARATOGA
Legal Subdivision	SARATOGA
Legal Lot Number	33
Jurisdiction	CABARRUS NC
Township / Civil Division	6, RIMERTOWN
Census Block Group	2
Census Block	2025
Census Tract	41702

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1389 STEEPLECHASE DR, MOUNT PLEASANT, NC 28124-0009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 17, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Jan 27, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK
Oct 8, 2019	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR
Mar 25, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Prior Sale	Feb 7, 2012 · Amount on Record
Deed Book / Page	13770 / 299
Prior Transfer Date	Aug 10, 2016
Prior Transfer Doc	0001207643
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1389 STEEPLECHASE DR, MT PLEASANT, NC 28124-0009
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1389 STEEPLECHASE LN, MOUNT PLEASANT, NC 28124-0009

Mortgage

Document Number	0001589891
Date	Mar 10, 2022
Book Page	15898/91

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1389 STEEPLECHASE LN, MT PLEASANT, NC 28124-0009
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014758327
Date	Dec 17, 2020
Book Page	14758/327

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1389 STEEPLECHASE LN, MT PLEASANT, NC 28124-0009
Document Number	1399410
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1389 STEEPLECHASE LN MOUNT PLEASANT NC 281240009, MOUNT PLEASANT, NC 28124-0009

Mortgage

Document Number	1399410
Date	Feb 10, 2020
Book Page	013994/000010
Instrument	4056

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 8, 2019
Property Address	1389 STEEPLECHASE LN, MT PLEASANT, NC 28124-0009
Document Number	13770299
Book / Page	013770 / 000299
Instrument Date	Oct 8, 2019
Instrument	27601
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1389 STEEPLECHASE LN MOUNT PLEASANT NC 281240009, MOUNT PLEASANT, NC 28124-0009

Mortgage

Document Number	13770301
Date	Oct 8, 2019
Book Page	013770/000301
Instrument	27602

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1389 STEEPLECHASE LN, MT PLEASANT, NC 28124-0009
Document Number	13461166
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1389 STEEPLECHASE LN MOUNT PLEASANT NC 281240009, MOUNT PLEASANT, NC 28124-0009

Mortgage

Document Number	13461166
Date	Apr 16, 2019
Book Page	013461/000166
Instrument	8926

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,293,880 (-) Land $212,000 Building $1,081,880
2025		$1,293,880 (+51.13%) Land $212,000 Building $1,081,880
2024			$1,293,880 (+51.13%) Land $212,000 Building $1,081,880
2023	$6,669.00	$856,160 Land $121,900 Building $734,260	$856,160 Land $121,900 Building $734,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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