1389 Sperling Ln, Naples, FL 34103 Property Records

Collier County property record for 1389 Sperling Ln, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	624 sqft · built 1959
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Jul 2026)
Tax Bill	$2,290 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`61945200001`

Property Details

APN / Parcel Number

Primary APN	`61945200001`
Alternative APNs	`619452000011180000690104` `506200 069 104A22`

Interior

Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	1389 SPERLING LN
City	NAPLES
State	FL
Zip	34103-2375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-6
Legal Description	N I C L F 22 49 25 FROM PT ON N LI OF LOT 69 DES E 2295FT OF NW COR THEREOF, RUN S ON LI PARA WITH W LI OF SAID LOT 182.36FT, DEFL R 63 DEG, RUN SWLY 118.87FT FOR POB, DEFL R 77 DEG RUN NWLY 143.7FT DEFL R 129 DEG RUN E 57.6FT DEFL L 26 DEG RUN NELY
Legal Range	25
Legal Township	49
Legal Section	22
Legal Subdivision	NAPLES IMP CO LITTLE FARMS
Legal Tract	506200
Legal Block	3
Legal Lot Number	69
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3006
Census Tract	10300

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 DAYBREAK LN, YARMOUTH, ME 04096-5753
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Dec 29, 2022	Intrafamily Transfer, Transfer
Jun 11, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	Dec 29, 2022 · Amount on Record
Deed Document Number	20266849669
Deed Book / Page	6608 / 3513
Prior Transfer Date	May 9, 2024
Prior Transfer Doc	0063583832
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 14, 2026
Property Address	1389 SPERLING LN, NAPLES, FL 34103-2375
Document Number	0006849669
Book / Page	6608 / 3513
Instrument Date	Jun 27, 2026
Instrument	20266849669
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321,685.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 DAYBREAK LN, YARMOUTH, ME 04096-5753

Mortgage

Document Number	0006849670,
Date	Jul 14, 2026
Instrument	20266849670

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Dec 29, 2022
Property Address	1389 SPERLING LN, NAPLES, FL 34103-2375
Document Number	0062022936
Book / Page	6202 / 2936
Map Reference	MB 2 PG 2
Instrument Date	Dec 15, 2022
Instrument	6345875
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1389 SPERLING LN, NAPLES, FL 34103-2375

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 11, 2020
Property Address	1389 SPERLING LN, NAPLES, FL 34103-2375
Document Number	0057732875
Book / Page	5773 / 2875
Map Reference	MB 2 PG 2
Instrument Date	Jun 6, 2020
Instrument	5878571
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 HARBOR HOUSE DR, 113, OSPREY, FL 34229-9786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1389 SPERLING LN, NAPLES, FL 34103-2375

Mortgage

Document Number	57732882
Date	Jun 11, 2020
Instrument	5773/2882

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,469 (+2.7%)	$310,463 (+6.32%) Land $281,881 Building $28,582
2025	$2,290.00 (+2.51%) Homeowner's exemption	$252,648 (-14.34%)	$292,009 (-13.18%) Land $245,558 Building $46,451
2024	$2,234.00 (-19.03%)
2023	$2,759.00 (+15.25%) Homeowner's exemption	$294,940 (+19.81%)	$336,329 (+36.63%) Land $292,043 Building $44,286
2022	$2,394.00 Homeowner's exemption	$246,166 Land $199,668 Building $46,498	$246,166 Land $199,668 Building $46,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 141 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	141 in force
Nearby Flood Claims	68 (1979–2024)
Claims Outside the SFHA	33 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 42 claims Hurricane Wilma, Oct 2005 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications.

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