1389 Penton Rd, Milton, FL 32570 Property Records

Santa Rosa County property record for 1389 Penton Rd, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,929 sqft · built 1998
Lot Size	4.88 acres (212,573 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,269 (2024)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-4N-29-0000-00311-0000`

Property Details

APN / Parcel Number

Primary APN	`36-4N-29-0000-00311-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,929 sqft Heated Area
Gross Area	2,853 sqft
1st Floor Area	1,929 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Shingle
Lot Area	212,573 sqft (4.88 acres)
Garage Area	1 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	672 sqft
Patio Area	252 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	364N290000003110000
Street Address	1389 PENTON RD
City	MILTON
State	FL
Zip	32570-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	COM SE COR TH N 1009.34 FT TH N 8905'51 W 25 FT TO POB TH CONT 635 FT TH N 335 FT TH S 8905'51 E 635 FT TH S 335 FT TO POB
Legal Range	29W
Legal Township	04N
Legal Section	36
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	1
Census Block	1013
Census Tract	10400

Owner

1389 Penton Rd is owned and occupied by two individuals who acquired it in June 1997.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1389 PENTON RD, MILTON, FL 32570-8403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 1997
Deed Sale	Jun 20, 1997
Deed Document Number	0161501151
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1389 PENTON RD, MILTON, FL 32570-8403
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1389 PENTON RD, MILTON, FL 32570-8403

Mortgage

Document Number	0042640419
Date	Mar 29, 2022
Book Page	4264/419
Instrument	202218629

Lender

Name	MEMBERS FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	PENSACOLA, FL 32591

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,269.00 (+2.34%) Homeowner's exemption	$140,071 (+3%)	$235,895 (+6.91%) Land $54,900 Building $180,995
2023	$1,240.00 (+2.73%) Homeowner's exemption	$135,991 (+3%)	$220,638 (+5.66%) Land $41,724 Building $178,914
2022	$1,207.00 Homeowner's exemption	$132,030	$208,819 Land $35,136 Building $173,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1389 Penton Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (1998–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1389 Penton Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000