1389 N Bellamy Pt, Hernando, FL 34442 Property Records

Citrus County property record for 1389 N Bellamy Pt, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,737 sqft · built 2011
Lot Size	0.402 acres (17,543 sqft)
Owner	2 Individual Names on File
Last Sale	$699,900 (Dec 2022)
Tax Bill	$7,025 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`2518S18E02601180`

Property Details

APN / Parcel Number

Primary APN	`2518S18E02601180`
Alternative APNs	`18E-18S-25-0260-118.0` `3329577`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,737 sqft Living Area
1st Floor Area	2,737 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2011
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Tile
Lot Area	17,543 sqft (0.402 acres)
Lot Dimensions	204 ft deep x 118 ft wide
Garage Area	537 sqft
Parking Spaces	10 Parking Spaces
Pool Area	195 sqft
Porch	Open Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3329577
Old Parcel Number	2518S18E02601180
Street Address	1389 N BELLAMY PT
City	HERNANDO
State	FL
Zip	34442-6327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	BELLAMY RIDGE PB 18 PGS 2-5 LOT 118
Legal Range	18E
Legal Township	18S
Legal Section	26
Legal Subdivision	BELLAMY RIDGE
Legal Lot Number	118
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1004
Census Tract	450703

Owner

1389 N Bellamy Pt is owned and occupied by two individuals who acquired it in October 2024.

Source: Citrus County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	1389 N BELLAMY PT, HERNANDO, FL 34442-6327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 17, 2017	Warranty Deed, Transfer MANATEE TITLE COMPANY INC, MANATEE TITLE CO INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 5, 2022 · Amount on File
Deed Sale	Dec 5, 2022 · Amount on File
Prior Sale	Dec 5, 2022 · Amount on File
Deed Document Number	0033390888
Deed Book / Page	3339 / 888
Last Transfer Date	Oct 16, 2024
Transfer Doc	0035090471
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 5, 2022
Property Address	1389 N BELLAMY PT, HERNANDO, FL 34442-6327
Document Number	0033390888
Book / Page	3339 / 888
Map Reference	MB 18 PG 2-5
Instrument Date	Dec 5, 2022
Instrument	2022080242
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	NOT AVAILABLE, MANATEE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,899.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1389 N BELLAMY PT, HERNANDO, FL 34442-6327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2030 N BUSH HILL LOOP, HERNANDO, FL 34442-6907

Mortgage

Document Number	0003339889
Date	Dec 5, 2022
Instrument	3339/889

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 17, 2017
Property Address	1389 N BELLAMY PT, HERNANDO, FL 34442-6327
Document Number	0028050492
Book / Page	002805 / 000492
Instrument Date	Jan 13, 2017
Instrument	1970
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	MANATEE TITLE COMPANY INC, MANATEE TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$489.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3122 THORNBROOK BLVD OKLAHOMA CITY OK 73103, OKLAHOMA CITY, OK 73103

Tax Assessment & Valuation

The 2025 property tax bill for 1389 N Bellamy Pt was $7,025 with exemptions applied, up 3.7% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,025.00 (+3.67%) Homeowner's exemption Additional exemption filed	$521,205 (+6.93%) Land $54,000 Building $467,205	$521,205 (+6.93%) Land $54,000 Building $467,205
2024	$6,776.00 (+0.83%) Homeowner's exemption Additional exemption filed	$487,415 (+1.69%) Land $54,000 Building $433,415	$487,415 (+1.69%) Land $54,000 Building $433,415
2023	$6,720.00 (+36.89%) Homeowner's exemption Additional exemption filed	$479,324 (+19.18%) Land $54,000 Building $425,324	$479,324 (+19.18%) Land $54,000 Building $425,324
2022	$4,909.00 Homeowner's exemption Additional exemption filed	$402,170 Land $54,000 Building $348,170	$402,170 Land $54,000 Building $348,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1389 N Bellamy Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1389 N Bellamy Pt is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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