1389 E 650 N, Fruit Heights (Kaysville), UT 84037 Property Records

Davis County property record for 1389 E 650 N, Fruit Heights, UT 84037

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,579 sqft · built 2023
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,390 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-888-0004`

Property Details

APN / Parcel Number

Primary APN	`11-888-0004`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,579 sqft Living Area
Basement Area	2,125 sqft
Unfinished Basement	2,125 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Area	1,038 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1389 E 650 N
City	FRUIT HEIGHTS
State	UT
Zip	84037-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 4, B & J ESTATES. CONT. 0.51000 ACRES
Legal Subdivision	B&J ESTATES
Legal Lot Number	4
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2004
Census Tract	125102

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1389 E 650 N, FRUIT HEIGHTS, UT 84037-1736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
Aug 2, 2024	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
Jun 27, 2022	Deed of Trust, Mortgage · Construction Mortgage ZB NA
Aug 30, 2021	Warranty Deed, Transfer INWEST TITLE, INWEST TITLE SERVICE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021
Deed Sale	Aug 30, 2021
Deed Document Number	20213413763
Deed Book / Page	7833 / 3576
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	Aug 10, 2026
Property Address	1389 E 650 N, FRUIT HEIGHTS, UT 84037-1736
Document Number	0003680105
Book / Page	9054 / 325
Instrument Date	Aug 4, 2026
Instrument	20263680105
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	LINCOLN TITLE INSURANCE, LINCOLN TITLE INSURANCE AGEN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1389 E 650 N, FRUIT HEIGHTS, UT 84037-1736

Mortgage

Document Number	0003680105,
Date	Aug 10, 2026
Book Page	9054/325
Instrument	20263680105

Lender

Name	GOLDENWEST FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1389 E 650 N, FRUIT HEIGHTS, UT 84037-1736
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	LINCOLN TITLE INSURANCE AGENCY, LINCOLN TITLE INSURANCE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008555/193
Date	Aug 2, 2024
Book Page	8555/193
Instrument	3581550

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1389 E 650 N, FRUIT HEIGHTS, UT 84037-1736
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	KEYSTONE TITLE INSURANCE, KEYSTONE TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2049 S DEMETRO DR, CLEARFIELD, UT 84015-6297

Mortgage

Document Number	08038/1104
Date	Jun 27, 2022
Book Page	8038/1104
Instrument	3484650

Lender

Name	ZB NA
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	385 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2034
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Aug 30, 2021
Property Address	1389 E 650 N, FRUIT HEIGHTS, UT 84037-1736
Document Number	07833/3576
Book / Page	7833 / 3576
Instrument Date	Aug 27, 2021
Instrument	3413763
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	INWEST TITLE, INWEST TITLE SERVICE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2049 S DEMETRO DR, CLEARFIELD, UT 84015-6297

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Fruit Heights City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$664,950 (-4.58%) Land $255,469 Building $409,481	$1,209,000 (-4.58%) Land $464,489 Building $744,511
2025	$7,390.00 (+8.92%)	$696,851 (+88.46%) Land $289,460 Building $407,391	$1,267,000 (+88.46%) Land $526,290 Building $740,710
2024	$6,785.00 (+69.08%)
2023	$4,013.00 (+361.26%)	$369,768 Land $182,738 Building $187,029	$672,306 Land $332,252 Building $340,054
2022	$870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRUIT HEIGHTS CITY WATER SYSTEM serves 6,075 people · EPA ID UTAH06017
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Mar 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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