1389 Derby Ct, Merced, CA 95348 Property Records

Merced County property record for 1389 Derby Ct, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,460 sqft · built 2006
Lot Size	0.15 acres (6,570 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Sep 2010)
Tax Bill	$4,188 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-151-013-000`

Property Details

APN / Parcel Number

Primary APN	`206-151-013-000`
Alternative APN	`206151013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,460 sqft Living Area
Gross Area	2,905 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	6,570 sqft (0.15 acres)
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	206151013
Street Address	1389 DERBY CT
City	MERCED
State	CA
Zip	95348-8407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIVERSITY PARK SUBDIVISION LOT #100
Legal Subdivision	UNIVERSITY PARK SUB
Legal Lot Number	100
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1009
Census Tract	1008

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1389 DERBY CT, MERCED, CA 95348-8407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Oct 17, 2019	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Apr 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PRUDLER FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2010 · Amount on Record
Deed Sale	Sep 3, 2010 · Amount on Record
Prior Sale	Nov 8, 2010
Deed Document Number	0000034386
Last Transfer Date	Apr 19, 2021
Transfer Doc	0000017458
Record Updated	Jun 7, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1389 DERBY CT, MERCED, CA 95348-8407
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1389 DERBY CT, MERCED, CA 95348-8407

Mortgage

Document Number	0000026438
Date	Jul 15, 2022
Instrument	2022026438

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1389 DERBY CT, MERCED, CA 95348-8407
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	CHICAGO TITLE COMPANY MERCED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033648
Date	Oct 17, 2019
Instrument	2019033648

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Apr 19, 2021
Property Address	1389 DERBY CT, MERCED, CA 95348-8407
Document Number	0000017458
Map Reference	VOL 66 PG 1-4
Instrument Date	Apr 7, 2021
Instrument	2021017458
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1389 DERBY CT, MERCED, CA 95348-8407

Mortgage

Document Number	0000017459
Date	Apr 19, 2021
Instrument	2021017459

Lender

Name	PRUDLER FUNDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,188.00 (+6.92%) Homeowner's exemption	$280,221 (+4.04%) Land $14,191 Building $266,030
2023	$3,917.00 (+2.46%) Homeowner's exemption	$269,341 Land $13,641 Building $255,700
2022	$3,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, GeoLinks.

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