1389 Creekside Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 1389 Creekside Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,731 sqft · built 2024
Lot Size	0.211 acres (9,170 sqft)
Owner	2 Individual Names on File
Tax Bill	$427 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-2-10-04-0-00032-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-2-10-04-0-00032-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,731 sqft Adjusted Area
1st Floor Area	1,984 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,170 sqft (0.211 acres)

Location & Zoning

Street Address	1389 CREEKSIDE LN
City	HERNANDO
State	MS
Zip	38632-1088
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CREEKSIDE MEADOWS LOT 32
Legal Range	007
Legal Township	03S
Legal Section	10
Legal Subdivision	CREEKSIDE MEADOWS
Legal Lot Number	32
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1025
Census Tract	71002

Owner

Source: DeSoto County records · APN 3-07-2-10-04-0-00032-00

Assessment roll updated December 15, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1389 CREEKSIDE LN, HERNANDO, MS 38632-1088
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 17, 2024	Warranty Deed, Transfer · Commercial Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2025
Deed Sale	May 02, 2025
Deed Book / Page	1025 / 8459
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1389 CREEKSIDE LN, HERNANDO, MS 38632-1088
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1389 CREEKSIDE LN, HERNANDO, MS 38632-1088

Mortgage

Document Number	5663/25425
Date	Mar 11, 2026
Book Page	5663/25425

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 17, 2024
Property Address	1389 CREEKSIDE LN, HERNANDO, MS 38632-1088
Document Number	1024/12651
Book / Page	1024 / 12651
Map Reference	MB 145 PG 4
Instrument Date	Jul 16, 2024
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 488, NESBIT, MS 38651-0488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 488, NESBIT, MS 38651-0488
Investor	Possibly a Property Investor

Mortgage

Document Number	0566167178
Date	Jul 17, 2024
Instrument	5661/67178

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Apr 16, 2025

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$427.00	$5,063 Land $5,063	$33,750 Land $33,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 69% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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