13888 Vineyard Ln, Harbert, MI 49115 Property Records

Berrien County property record for 13888 Vineyard Ln, Harbert, MI 49115

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,036 sqft · built 2004
Lot Size	4.76 acres (207,346 sqft)
Owner	Individual Name on Record
Tax Bill	$17,486 (2025)
Deeds & Mortgages	Apr 2012 Mortgage Nov 2011 Mortgage + 18 more
Flood Zone	Zone X (minimal risk)
APN	`07-8587-0005-00-1`

Property Details

APN / Parcel Number

Primary APN	`07-8587-0005-00-1`
Alternative APN	`11-07-8587-0005-00-1`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	5,036 sqft Living Area
1st Floor Area	5,036 sqft
Basement Area	1,986 sqft
Unfinished Basement	1,986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	207,346 sqft (4.76 acres)
Lot Dimensions	567 ft deep x 366 ft wide
Garage Area	1,568 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13888 VINEYARD LN
City	HARBERT
State	MI
Zip	49115-5132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 5 VINEYARD WOODS LIBER 184 PAGE 1
Legal Subdivision	VINEYARD WOODS OF HARBERT CONDOMINIUMS
Legal Unit	5
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	1
Census Block	1053
Census Tract	11201

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 183, HARBERT, MI 49115-0183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2012	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 29, 2011	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 25, 2010	Deed of Trust, Mortgage · Conventional Mortgage NEW BUFFALO SAVINGS BANK
Dec 1, 2014	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
Jul 28, 2008	Deed of Trust, Mortgage NEW BUFFALO SAVINGS BANK
Mar 7, 2006	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Apr 29, 2016	Deed of Trust, Mortgage · Line of Credit QUICKEN LOANS INC
Jul 28, 2008	Deed of Trust, Mortgage NEW BUFFALO SAVINGS BANK
Aug 17, 2005	Deed of Trust, Mortgage · Line of Credit HORIZON BANK NA
Jul 17, 2006	Deed of Trust, Mortgage · Line of Credit NEW BUFFALO SAVINGS BANK
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 7, 2006	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 16, 2022	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 29, 2017	Intrafamily Transfer, Transfer · ARM JPMORGAN CHASE BANK NA
May 19, 2010	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 27, 2006	Intrafamily Transfer, Transfer
May 11, 2005	Intrafamily Transfer, Transfer · Stand-Alone Refinance ALLIANCE BANKING CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2010
Deed Sale	May 19, 2010
Deed Book / Page	2921 / 1502
Last Transfer Date	Aug 29, 2017
Transfer Doc	03184/3195
Record Updated	Oct 29, 2026

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02990/2889
Date	Apr 11, 2012
Book Page	2990/2889

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2042

Interest

Rate Type	Fixed Rate
Rate	2.87%
Type Change Date	Apr 1, 2017
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	TITLE FIRST NATIONAL OPS, TITLE FIRST NAT OPS

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02976/1015
Date	Nov 29, 2011
Book Page	2976/1015

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2026

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02910/1028
Date	Jan 25, 2010
Book Page	2910/1028

Lender

Name	NEW BUFFALO SAVINGS BANK
Type	Bank
Address	NEW BUFFALO, MI 49117

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2040

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03088/2086
Date	Dec 1, 2014
Book Page	3088/2086

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2019
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	8.75%

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02852/2492
Date	Jul 28, 2008
Book Page	2852/2492

Lender

Name	NEW BUFFALO SAVINGS BANK
Type	Bank
Address	NEW BUFFALO, MI 49117

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jul 14, 2015

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	PROGRESSIVE LAND TITLE AGENCY, PROGRESSIVE LAND TITLE AGENC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02692/1350
Date	Mar 7, 2006
Book Page	2692/1350

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	5151 CORPORATE DR, TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2016

Interest

Change Frequency	Monthly

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03135/0001
Date	Apr 29, 2016
Book Page	3135/0001

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	ECORSE, MI 48229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02852/2469
Date	Jul 28, 2008
Book Page	2852/2469

Lender

Name	NEW BUFFALO SAVINGS BANK
Type	Bank
Address	NEW BUFFALO, MI 49117

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2038

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02637/1433
Date	Aug 17, 2005
Book Page	2637/1433

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 2, 2015

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02725/1216
Date	Jul 17, 2006
Book Page	2725/1216

Lender

Name	NEW BUFFALO SAVINGS BANK
Type	Bank
Address	45 N WHITTAKER ST, NEW BUFFALO, MI 49117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03220/1788
Date	Oct 23, 2018
Book Page	3220/1788

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 5, 2048

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	PROGRESSIVE LAND TITLE AGENCY, PROGRESSIVE LAND TITLE AGENC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02692/1334
Date	Mar 7, 2006
Book Page	2692/1334

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	5151 CORPORATE DR, TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	1.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill
Margin	3

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13888 VINEYARD LN, HARBERT, MI 49115-5132

Mortgage

Document Number	0003412/40
Date	Sep 15, 2023
Book Page	3412/40
Instrument	2023389049

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Max Rate	11.3%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13888 VINEYARD LN, HARBERT, MI 49115-5132

Mortgage

Document Number	03374/1257
Date	May 16, 2022
Book Page	3374/1257
Instrument	2022353132

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	Other
Max Rate	8%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13888 VINEYARD LN, HARBERT, MI 49115-5132

Mortgage

Document Number	03374/1277
Date	May 16, 2022
Book Page	3374/1277
Instrument	2022353133

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03289/3441
Date	Sep 9, 2020
Book Page	3289/3441

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Sep 29, 2017
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Document Number	03184/3195
Book / Page	3184 / 3195
Instrument Date	Aug 29, 2017
Instrument	3184-3195
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	TITLE FIRST, TITLE FIRST AGENCYQ

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13888 VINEYARD LN, HARBERT, MI 49115-5132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13888 VINEYARD LN, HARBERT, MI 49115-5132

Mortgage

Document Number	0031843199
Date	Sep 29, 2017
Instrument	3184-3199

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

May 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 19, 2010
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Document Number	02921/1502
Book / Page	2921 / 1502
Instrument Date	May 14, 2010
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	MULTIPLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4801 S ELLIS AVE, CHICAGO, IL 60615-1809
Investor	Possibly a Property Investor

Mortgage

Document Number	0029211506
Date	May 19, 2010
Instrument	2921/1506

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2025

September 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Sep 27, 2006
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Document Number	02746/1366
Book / Page	2746 / 1366
Map Reference	LB184 PG1
Instrument Date	Aug 16, 2006
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13888 VINEYARD LN, HARBERT, MI 49115-5132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Investor	Possibly a Property Investor

May 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	May 11, 2005
Property Address	13888 VINEYARD LN, HARBERT, MI 49115-5132
Document Number	02611/0295
Book / Page	2611 / 0295
Map Reference	LB184 PG1
Instrument Date	May 3, 2005
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 334, HARBERT, MI 49115-0334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 334, HARBERT, MI 49115-0334
Investor	Possibly a Property Investor

Mortgage

Document Number	0026110297
Date	May 11, 2005
Instrument	2611/0297

Lender

Name	ALLIANCE BANKING CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,915,200 (+16.86%)	$3,830,400 (+16.86%)
2025	$17,486.00 (+2.5%) Homeowner's exemption	$1,638,900 (+10.53%)	$3,277,800 (+10.53%)
2024	$17,060.00 (+6.98%)
2023		$1,482,800	$2,965,600
2022	$15,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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