13881 Stephens Rd, Warren, MI 48089 Property Records

Macomb County property record for 13881 Stephens Rd, Warren, MI 48089

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,168 sqft · built 1950
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Oct 2023)
Tax Bill	$3,521 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-25-153-033`

Property Details

APN / Parcel Number

Primary APN	`12-13-25-153-033`
Alternative APN	`1325153033`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	355 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	13881 STEPHENS RD
City	WARREN
State	MI
Zip	48089-5710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	SEC 25 COM AT W 1/4 POST SEC 25; TH E 910.75 FT ALG E-W 1/4LINE TO POB; TH E 82.85 FT ALGSD 1/4 LINE; TH N 655.90 FT; TH W 82.85 FT; TH S 656.49 FT TO POB; EXC N 300.0 FT. 0.68 A.
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2003
Census Tract	262900

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13881 STEPHENS RD, WARREN, MI 48089-5710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2023	Intrafamily Transfer, Transfer
Oct 6, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jul 24, 2017	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	202389075
Deed Book / Page	29345 / 629
Prior Transfer Date	Mar 14, 2007
Prior Transfer Doc	0000044530
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 20, 2023
Property Address	13881 STEPHENS RD, WARREN, MI 48089-5710
Document Number	2300089075
Book / Page	29345 / 629
Instrument Date	Oct 6, 2023
Instrument	202300089075
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4701 CLINTONVILLE RD, CLARKSTON, MI 48346-4205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13881 STEPHENS RD, WARREN, MI 48089-5710

Mortgage

Document Number	2300087623
Date	Oct 16, 2023
Book Page	29338/839
Instrument	202300087623

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Oct 20, 2023
Property Address	13881 STEPHENS RD, WARREN, MI 48089-5710
Document Number	2300089074
Book / Page	29345 / 627
Instrument Date	Sep 8, 2023
Instrument	202300089074
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4701 CLINTONVILLE RD, CLARKSTON, MI 48346-4205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4701 CLINTONVILLE RD, CLARKSTON, MI 48346-4205

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 6, 2017
Property Address	13881 STEPHENS RD, WARREN, MI 48089-5710
Document Number	0000120062
Book / Page	24984 / 601
Instrument Date	Sep 14, 2017
Instrument	7120062
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13881 STEPHENS RD, 13881, WARREN, MI 48089-5710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13881 STEPHENS RD, WARREN, MI 48089-5710

Mortgage

Document Number	0000120063
Date	Oct 6, 2017
Instrument	7120063

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 24, 2017
Property Address	13881 STEPHENS RD, WARREN, MI 48089-5710
Document Number	0000090856
Book / Page	024843 / 000785
Instrument Date	Jun 22, 2017
Instrument	90856
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$524.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13881 STEPHENS RD WARREN MI 480895710, WARREN, MI 48089-5710

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Eastpointe Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,330 (+10.46%)	$154,660 (+10.46%)
2025	$3,521.00 (+83.1%) Homeowner's exemption	$70,010 (+42.88%)	$140,020 (+42.88%)
2023		$49,000	$98,000
2022	$1,923.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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