1388 W 3rd St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1388 W 3rd St, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,421 sqft · built 1891
Lot Size0.123 acres (5,400 sqft)
OwnerIndividual Name on File
Last Sale$87,000 (Apr 2016)
Tax Bill$1,766 (2024)
Deeds & MortgagesMar 2020 Mortgage
Nov 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-26-282-001

Property Details

APN / Parcel Number

Primary APN10-26-282-001

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,421 sqft Living Area
1st Floor Area468 sqft
Upper Floors Area636 sqft
Basement Area692 sqft

Exterior

Year BuiltBuilt 1891
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area5,400 sqft (0.123 acres)
Lot Dimensions108 ft deep x 50 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address1388 W 3RD ST
CityDUBUQUE
StateIA
Zip52001-6444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 13 O'NEILLS SUB NO 2
Legal SubdivisionLINCOLN
Legal Lot Number13
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group3
Census Block3009
Census Tract702

Owner

1388 W 3rd St is owned and occupied by an individual who bought it in April 2016.

Source: Dubuque County records, as of October 6, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1388 W 3RD ST, DUBUQUE, IA 52001-6444
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
COLLINS COMMUNITY CU
Nov 24, 2021Deed of Trust, Mortgage · Line of Credit
COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2016 · Amount on File
Deed SaleApr 14, 2016 · Amount on File
Deed Document Number2016-00004056
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1388 W 3RD ST, DUBUQUE, IA 52001-6444
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003713
DateMar 31, 2020
Instrument2020-00003713
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
AddressCEDAR RAPIDS, IA 52402
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1388 W 3RD ST, DUBUQUE, IA 52001-6444
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1388 W 3RD ST, DUBUQUE, IA 52001-6444

Mortgage

Document Number0000019303
DateNov 24, 2021
Instrument2021-00019303
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
AddressCEDAR RAPIDS, IA 52402
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueNov 23, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$166,300 Land $29,300 Building $137,000$166,300 Land $29,300 Building $137,000
2024$1,766.00
2023$133,000 (+24.07%) Land $28,100 Building $104,900$133,000 Land $28,100 Building $104,900
2022$1,696.00 Homeowner's exemption$107,200 Land $24,230 Building $82,970
2021$107,200 Land $24,230 Building $82,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1388 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1388 W 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink, T-Mobile.

Nearby Properties on W 3rd St

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