1388 State Rte 521, Delaware, OH 43015 Property Records

Delaware County property record for 1388 State Rte 521, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,769 sqft · built 2019
Lot Size	0.599 acres (26,074 sqft)
Owner	2 Individual Names on File
Last Sale	$340,600 (Aug 2020)
Tax Bill	$6,982 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Dec 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-441-02-002-000`

Property Details

APN / Parcel Number

Primary APN	`519-441-02-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,769 sqft Living Area
Gross Area	4,066 sqft
1st Floor Area	1,769 sqft
Basement Area	1,769 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	26,074 sqft (0.599 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1388 STATE ROUTE 521
City	DELAWARE
State	OH
Zip	43015-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 588
Legal Subdivision	THOMAS LANDS SUB
Legal Lot Number	588
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE
Census Block Group	3
Census Block	3039
Census Tract	10200

Owner

1388 State Rte 521 is owned and occupied by two individuals who bought it in August 2020.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1388 STATE ROUTE 521, DELAWARE, OH 43015-9001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Survivorship Deed, Transfer · Conventional Mortgage KEY BANK NA
Dec 6, 2018	Intrafamily Transfer, Transfer · Construction Mortgage THE RICHWOOD BANKING CO
Feb 23, 2018	Warranty Deed, Transfer FIRST OHIO TITLE INSURANCE
Jun 6, 2017	Warranty Deed, Transfer CROWN SEARCH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Prior Sale	Feb 23, 2018 · Amount on File
Deed Document Number	202031568
Deed Book / Page	1760 / 1108
Prior Transfer Date	Nov 23, 2018
Prior Transfer Doc	0000003138
Record Updated	Sep 20, 2026

August 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Aug 21, 2020
Property Address	1388 STATE ROUTE 521, DELAWARE, OH 43015-9001
Document Number	0000031568
Book / Page	1760 / 1108
Map Reference	MB 7 PG 69
Instrument Date	Aug 10, 2020
Instrument	202000031568
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000031569
Date	Aug 21, 2020
Instrument	202000031569

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Dec 6, 2018
Property Address	1388 STATE ROUTE 521, DELAWARE, OH 43015-9001
Document Number	0000033138
Book / Page	1610 / 0472
Map Reference	MB 7 PG 69
Instrument Date	Nov 23, 2018
Instrument	201800033138
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	UNION COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 TOWNSHIP ROAD 208, MARENGO, OH 43334-9210

Mortgage

Document Number	0000033139
Date	Dec 6, 2018
Instrument	201800033139

Lender

Name	THE RICHWOOD BANKING CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	35 Months
Due	Nov 23, 2021

Interest

Rate Type	Adjustable Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Feb 23, 2018
Property Address	1388 STATE ROUTE 521, DELAWARE, OH 43015-9001
Document Number	0000004597
Book / Page	001556 / 001824
Instrument Date	Feb 23, 2018
Instrument	4597
Transaction Type	Transfer
Record Updated	Mar 5, 2018
Title Company	FIRST OHIO TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$234.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1354 STATE ROUTE 521 DELAWARE OH 430159001, DELAWARE, OH 43015-9001

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 6, 2017
Property Address	1388 STATE ROUTE 521, DELAWARE, OH 43015-9001
Document Number	0000015538
Book / Page	001506 / 001332
Instrument Date	May 31, 2017
Instrument	15538
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	CROWN SEARCH

Transaction

Amount	Amount on Record
Tax	$126.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1354 STATE ROUTE 521 DELAWARE OH 430159001, DELAWARE, OH 43015-9001

Tax Assessment & Valuation

The 2025 property tax bill for 1388 State Rte 521 was $6,982, up 5.3% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Delaware Township
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,982.00 (+5.29%)	$139,480 (-) Land $12,040 Building $127,440	$398,500 Land $34,400 Building $364,100
2024	$6,631.00 (-0.21%) Homeowner's exemption	$139,480 (-) Land $12,040 Building $127,440
2023	$6,645.00 Homeowner's exemption	$139,480 Land $12,040 Building $127,440	$398,500 Land $34,400 Building $364,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1388 State Rte 521 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1388 State Rte 521 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Consolidated Fiber.

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