Crow Wing County property record for 1388 Gail Rd, Pine River, MN 56474
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,656 sqft · built 2002 |
| Lot Size | 4.98 acres (216,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,000 (Oct 2025) |
| Tax Bill | $1,150 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 640222300C00009 |
| Primary APN | 640222300C00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 216,928 sqft (4.98 acres) |
| Garage Area | 552 sqft |
| Deck Area | 128 sqft |
| Lean-To | 600 sqft |
| Storage Building | Storage Building |
| Account Number | 154712 |
|---|---|
| Street Address | 1388 GAIL RD |
| City | PINE RIVER |
| State | MN |
| Zip | 56474-4465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE S. 165 FT OF SW1/4 OF NW1/4 SECTION 22 SUBJECT TO EASEMENTS, RESERVATIONS OR RESTRICTIONS OF RECORD. |
| Legal Range | 29W |
| Legal Township | 138 |
| Legal Section | 22 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | GAIL LAKE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 951700 |
Source: Crow Wing County assessment roll, APN 640222300C00009, as of August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1388 GAIL RD, PINE RIVER, MN 56474-4465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 20, 2025 · Amount on Record |
| Deed Sale | Oct 20, 2025 · Amount on Record |
| Prior Sale | May 03, 2017 · Amount on Record |
| Deed Document Number | 20251016006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 1388 GAIL RD, PINE RIVER, MN 56474-4465 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | LAKE AREA TITLE SERVICES INC, LAKES AREA TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1388 GAIL RD, PINE RIVER, MN 56474-4465 |
| Document Number | 0001016007 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 1016007 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.65% |
| Type Change Date | Oct 14, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.65% |
| Max Rate At Change | 8.65% |
| Index | 1-Year CMT |
| Max Rate | 12.6% |
Source: Crow Wing County assessment roll as of August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| County Subdivision | Gail Lake Township |
| Unified School District | Pine River-Backus Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,150.00 (+26.93%) | $339,444 (+6.58%) | $347,100 (+8.98%) Land $96,900 Building $250,200 |
| 2025 | $318,500 (+22.59%) Land $78,300 Building $240,200 | $318,500 (+22.59%) Land $78,300 Building $240,200 | |
| 2023 | $906.00 Homeowner's exemption | $259,800 Land $72,000 Building $187,800 | $259,800 Land $72,000 Building $187,800 |
Source: FEMA National Flood Hazard Layer, Crow Wing County (27035C), as of August 15, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 7 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tri-Co Technologies Fiber | 2,500 / 2,500 |
5G and 4G LTE (outdoors only)
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