1388 E Cleveland St, Hernando, FL 34442 Property Records

Citrus County property record for 1388 E Cleveland St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,298 sqft · built 1997
Lot Size	0.96 acres (41,845 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jul 2024)
Tax Bill	$628 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0100-00080-004.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0100-00080-004.0`
Alternative APNs	`1818S19E0100000800040` `2377135`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,298 sqft Living Area
1st Floor Area	2,298 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	41,845 sqft (0.96 acres)
Garage Area	320 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Finished/Screened Porch
Porch Area	261 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2377135
Old Parcel Number	1818S19E0100000800040
Street Address	1388 E CLEVELAND ST
City	HERNANDO
State	FL
Zip	34442-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR LOW DENSITY RESIDENT
Legal Description	CITRUS HILLS PB 8 PG 5 LOT 4 BLK 8
Legal Range	19E
Legal Township	18S
Legal Section	21
Legal Subdivision	CITRUS HILLS (PB-8 PG-5)
Legal Block	8
Legal Lot Number	4
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2018
Census Tract	450104

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1388 E CLEVELAND ST, HERNANDO, FL 34442-2810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jun 24, 2020	Warranty Deed, Transfer COMPASS LAND AND TITLE, COMPASS TITLE
Jun 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	2024041467
Deed Book / Page	3483 / 2106
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 17, 2020
Property Address	1388 E CLEVELAND ST, HERNANDO, FL 34442-2810
Document Number	0031090237
Book / Page	3109 / 237
Map Reference	MB 8 PG 6
Instrument Date	Nov 10, 2020
Instrument	2020062409
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,152.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2651 NE 114TH AVE, 2651, BRONSON, FL 32621-6062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 CEDAR ST, NEKOOSA, WI 54457-1320

Mortgage

Document Number	3109239
Date	Nov 17, 2020
Instrument	3109/239

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 24, 2020
Property Address	1388 E CLEVELAND ST, HERNANDO, FL 34442-2810
Document Number	0030692444
Book / Page	003069 / 002444
Instrument Date	Jun 17, 2020
Instrument	32414
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	COMPASS LAND AND TITLE, COMPASS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,288.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2651 NE 114TH AVE BRONSON FL 326216062, BRONSON, FL 32621-6062

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 8, 2020
Property Address	1388 E CLEVELAND ST, HERNANDO, FL 34442-2810
Document Number	0030651370
Book / Page	003065 / 001370
Instrument Date	May 2, 2020
Instrument	28964
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 SALEM ST ROCKLAND MA 023702137, ROCKLAND, MA 02370-2137

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$628.00 (-88.07%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Additional exemption filed	$327,852 (-4.63%) Land $27,500 Building $300,352	$327,852 (-4.63%) Land $27,500 Building $300,352
2024	$5,262.00 (+63.93%)	$343,755 (+1.78%) Land $26,500 Building $317,255	$343,755 (+1.78%) Land $26,500 Building $317,255
2023	$3,210.00 (+6.89%) Homeowner's exemption Additional exemption filed	$337,728 (+22.08%) Land $24,000 Building $313,728	$337,728 (+22.08%) Land $24,000 Building $313,728
2022	$3,003.00 Homeowner's exemption Additional exemption filed	$276,653 Land $18,000 Building $258,653	$276,653 Land $18,000 Building $258,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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