1388 E 1280 N, Payson, UT 84651 Property Records

Utah County property record for 1388 E 1280 N, Payson, UT 84651

Property Summary

Property Type	Townhouse
Details	3 bd · 2.25 ba · 2,037 sqft · built 2025
Lot Size	0.021 acres (900 sqft)
Owner	2 Individual Names on Record
Last Sale	$483,842 (Dec 2025)
Tax Bill	$881 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-770-0020`

Property Details

APN / Parcel Number

Primary APN	`34-770-0020`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,037 sqft Living Area
Gross Area	2,586 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Townhouse
Exterior Material	Stucco
Roof Material	Other
Lot Area	900 sqft (0.021 acres)
Garage Type	Attached
Garage Area	549 sqft
Porch	Wood Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1388 E 1280 N
City	PAYSON
State	UT
Zip	84651-3476
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 20, PLAT A, ARROWHEAD RANCH, PHASE 1 SUB AREA 0.021 AC.
Legal Subdivision	ARROWHEAD RANCH PLAT A PHASE 1
Legal Phase	1
Legal Lot Number	20
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1022
Census Tract	10406

Owner

Source: Utah County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1388 E 1280 N, PAYSON, UT 84651-3476
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Dec 17, 2025	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage UTAH HOUSING CORP
Sep 17, 2025	Special Warranty Deed, Transfer · Construction Mortgage SECURITY NATIONAL LIFE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	Sep 17, 2025 · Amount on Record
Deed Document Number	202598691
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Dec 17, 2025
Property Address	1388 E 1280 N, PAYSON, UT 84651-3476
Document Number	0000098691
Instrument Date	Dec 17, 2025
Instrument	98691:2025
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 25, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1388 E 1280 N, PAYSON, UT 84651-3476

Mortgage

Document Number	0000098692
Date	Dec 17, 2025
Instrument	98692:2025

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Dec 17, 2025
Property Address	1388 E 1280 N, PAYSON, UT 84651-3476
Document Number	0000098694
Instrument Date	Dec 17, 2025
Instrument	98694:2025
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1388 E 1280 N, PAYSON, UT 84651-3476

Mortgage

Document Number	0000098693
Date	Dec 17, 2025
Instrument	98693:2025

Lender

Name	UTAH HOUSING CORP
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 17, 2025
Property Address	1388 E 1280 N, PAYSON, UT 84651-3476
Document Number	0000071398
Instrument Date	Sep 16, 2025
Instrument	71398:2025
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9962 S REDWOOD RD, SOUTH JORDAN, UT 84095-2315
Investor	Possibly a Property Investor

Mortgage

Document Number	0000071399
Date	Sep 17, 2025
Instrument	71399:2025

Lender

Name	SECURITY NATIONAL LIFE INSURANCE COMPANY
Type	Insurance Company
Address	SALT LAKE CITY, UT 84157

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,605 (+136.57%)	$381,100 (+330.14%) Land $59,300 Building $321,800
2025	$881.00	$88,600 Land $88,600	$88,600 Land $88,600
2024	$881.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 47% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Utah Broadband Fixed Wireless	100 / 25

May also be available: Rise Broadband.

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