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1388 Arroyo Ave, San Carlos, CA 94070 Property Records

San Mateo County property record for 1388 Arroyo Ave, San Carlos, CA 94070

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 2,707 sqft · built 2019
Lot Size0.115 acres (5,003 sqft)
Owner2 Individual Names on File
Last Sale$2,950,000 (Aug 2019)
Tax Bill$37,806 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050-163-470

Property Details

APN / Parcel Number

Primary APN050-163-470

Interior

Bedrooms4 Beds
Full Baths6 Baths
Half Baths4 Half Baths
Total Rooms50 Rooms
Stories2 Stories
Building Area2,707 sqft Living Area
1st Floor Area1,457 sqft
2nd Floor Area1,250 sqft
Basement Area441 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area5,003 sqft (0.115 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1388 ARROYO AVE
CitySAN CARLOS
StateCA
Zip94070-3913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 PARCEL MAP 82/64-65
Legal Lot Number2
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group2
Census Block2009
Census Tract609201

Owner

1388 Arroyo Ave is owned and occupied by two individuals who bought it in August 2019.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address1388 ARROYO AVE, SAN CARLOS, CA 94070-3913
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2019 · Amount on File
Deed SaleAug 16, 2019 · Amount on File
Deed Document Number201965666
Record UpdatedSep 20, 2026

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateAug 16, 2019
Property Address1388 ARROYO AVE, SAN CARLOS, CA 94070-3913
Document Number0000065666
Map ReferenceVOL 82 PG 64&65
Instrument DateAug 14, 2019
Instrument2019-065666
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1388 ARROYO AVE, SAN CARLOS, CA 94070-3913

Mortgage

Document Number0000065667
DateAug 16, 2019
Instrument2019-065667
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1388 Arroyo Ave was $37,806 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Carlos City
Elementary School DistrictSan Carlos Elementary School District (KG - 08)
Secondary School DistrictSequoia Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,290,777 (+2%) Land $1,729,053 Building $1,561,724
2025$37,806.00 Homeowner's exemption$3,226,252 Land $1,695,150 Building $1,531,102
2023$36,044.00 (+2.51%) Homeowner's exemption$3,100,975 Land $1,629,326 Building $1,471,649
2022$35,161.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1388 Arroyo Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1983–2023)
Claims Outside the SFHA4 of 5
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1388 Arroyo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN CARLOS
private · serves 34,801 people · EPA ID CA4110007
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Sonic Telecom
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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