1388 205th St, Creston, IA 50801 Property Records

Union County property record for 1388 205th St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,456 sqft · built 1976
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jun 2011)
Tax Bill	$3,762 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0527400002`

Property Details

APN / Parcel Number

Primary APN	`0527400002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
Basement Area	1,456 sqft
Finished Basement	1,325 sqft
Unfinished Basement	131 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Pool Area	392 sqft
Deck Area	216 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Geothermal

Location & Zoning

Street Address	1388 205TH ST
City	CRESTON
State	IA
Zip	50801-8217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-72-31 A TR IN THE NE-4 SE-4 BEG AT NE COR W 326.5 FT TO POB TH S 388.9 FT W 224 FT N 388.9 FT E 224 FT TO POB
Legal Range	31W
Legal Township	72N
Legal Section	27
Legal Subdivision	LEVYS ADD
Jurisdiction	UNION IA
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2199
Census Tract	190300

Owner

1388 205th St is owned and occupied by two individuals who bought it in June 2011.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1388 205TH ST, CRESTON, IA 50801-8217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2011 · Amount on File
Deed Sale	Jun 28, 2011 · Amount on File
Deed Document Number	20111141
Deed Book / Page	1003 / 228
Prior Transfer Date	Jun 17, 2011
Prior Transfer Doc	001003/228
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Recording Date	Apr 24, 2026
Property Address	1388 205TH ST, CRESTON, IA 50801-8217
Document Number	0000000634
Book / Page	1378 / 283
Instrument Date	Apr 20, 2026
Instrument	2026634
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1388 205TH ST, CRESTON, IA 50801-8217

Mortgage

Document Number	0000000634,
Date	Apr 24, 2026
Book Page	1378/283
Instrument	2026634

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1388 205th St was $3,762, down 4.9% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,120 (-) Land $54,000 Building $264,120	$318,120 (-) Land $54,000 Building $264,120
2025	$3,762.00 (-4.9%)	$318,120 Land $54,000 Building $264,120	$318,120 Land $54,000 Building $264,120
2024	$3,956.00
2023		$296,130 Land $48,400 Building $247,730	$296,130 Land $48,400 Building $247,730
2022	$4,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1388 205th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1388 205th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20
Coon Valley Co-op Telephone Association Fixed Wireless	100 / 10
Lockridge Networks Fixed Wireless	50 / 25
Windstream Fixed Wireless	25 / 4

Cell Coverage

5G and 4G LTE (outdoors only)

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