13878 Duluth Dr, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 13878 Duluth Dr, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,623 sqft · built 1987
Lot Size	0.296 acres (12,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Mar 2013)
Tax Bill	$6,048 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-73100-01-060`

Property Details

APN / Parcel Number

Primary APN	`01-73100-01-060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,623 sqft Living Area
Gross Area	3,123 sqft
1st Floor Area	1,465 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Architectural Style	Split Level
Construction Type	Wood
Lot Area	12,888 sqft (0.296 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13878 DULUTH DR
City	SAINT PAUL
State	MN
Zip	55124-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERFIELD 6 1
Legal Subdivision	SUMMERFIELD
Legal Block	1
Legal Lot Number	60
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	3
Census Block	3011
Census Tract	60841

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13878 DULUTH DR, SAINT PAUL, MN 55124-5247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Sep 4, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2013 · Amount on Record
Deed Sale	Mar 13, 2013 · Amount on Record
Deed Document Number	20132936724
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13878 DULUTH DR, APPLE VALLEY, MN 55124-5247
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13878 DULUTH DR, APPLE VALLEY, MN 55124-5247

Mortgage

Document Number	0003692640
Date	Sep 19, 2025
Instrument	3692640

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 18, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13878 DULUTH DR, APPLE VALLEY, MN 55124-5247
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003324204
Date	Sep 4, 2019
Instrument	3324204

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	13878 DULUTH DR, APPLE VALLEY, MN 55124-5247
Document Number	0003401205
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13878 N PHLLIPS AVE ST PAUL MN 55124, ST PAUL, MN 55124

Mortgage

Document Number	0003401205
Date	Sep 25, 2020
Instrument	3401205

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,048.00	$483,700 Land $110,400 Building $373,300	$483,700 Land $110,400 Building $373,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Metronet.

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