13875 N Virginia Ave, Smithville, MO 64089 Property Records

Clay County property record for 13875 N Virginia Ave, Smithville, MO 64089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,024 sqft · built 1995
Lot Size	9.68 acres (421,661 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Feb 2015)
Tax Bill	$6,446 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-302-00-01-016.02`

Property Details

APN / Parcel Number

Primary APN	`09-302-00-01-016.02`
Alternative APNs	`0930200010160201` `9302000101602` `285712`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,024 sqft Living Area
Gross Area	3,595 sqft
1st Floor Area	896 sqft
Basement Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	421,661 sqft
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Deck Area	264 sqft
Patio Area	432 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	13875 N VIRGINIA AVE
City	SMITHVILLE
State	MO
Zip	64089-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 500S OF SW COR LT 1 SUNRISE EAST RESURVEY, E1310, S325, W1310, N325 TO POB
Legal Range	33W
Legal Township	52N
Legal Section	01
Legal Subdivision	SUNRISE EAST RESURVEY
Legal Lot Number	1
Jurisdiction	CLAY MO
Township / Civil Division	PLATTE
Census Block Group	4
Census Block	4036
Census Tract	21900

Owner

13875 N Virginia Ave is owned and occupied by two individuals who bought it in February 2015.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13875 N VIRGINIA AVE, SMITHVILLE, MO 64089-8972
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2015 · Amount on File
Deed Sale	Feb 24, 2015 · Amount on File
Prior Sale	Oct 28, 2004 · Amount on File
Deed Document Number	20155182
Deed Book / Page	7445 / 18
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	13875 N VIRGINIA AVE, SMITHVILLE, MO 64089-8972
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13875 N VIRGINIA AVE, SMITHVILLE, MO 64089-8972

Mortgage

Document Number	0000006613
Date	Mar 16, 2026
Book Page	10125/36
Instrument	2026006613

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	13875 N VIRGINIA AVE, SMITHVILLE, MO 64089-8972
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025068
Date	Oct 12, 2023
Book Page	9641/39
Instrument	2023025068

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2043

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	13875 N VIRGINIA AVE, SMITHVILLE, MO 64089-8972
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002678
Date	Jan 20, 2021
Book Page	8936/15
Instrument	2021002678

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 13875 N Virginia Ave was $6,446, up 39.6% from the year before.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Smithville City
Unified School District	Smithville R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,446.00 (+39.64%)	$90,570	$476,684
2024	$4,616.00 (+4.53%)
2023	$4,416.00	$63,950	$336,578
2019	$3,746.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13875 N Virginia Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13875 N Virginia Ave is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 69% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 9 serves 2,465 people · EPA ID MO1024150
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, United Fiber.

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