Palm Beach County property record for 13872 Spruce Pine Dr, Loxahatchee, FL 33470
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $694,318 (May 2026) |
| Tax Bill | $4,183 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 77-41-43-05-08-000-3500 |
| Primary APN | 77-41-43-05-08-000-3500 |
|---|
| Lot Area | 7,449 sqft (0.171 acres) |
|---|
| Street Address | 13872 SPRUCE PINE DR |
|---|---|
| City | LOXAHATCHEE |
| State | FL |
| Zip | 33470-2045 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R-1 |
| Legal Description | PINES OF WESTLAKE PHASE 2 LT 350 |
| Legal Subdivision | PINES OF WESTLAKE PHASE 2 |
| Legal Lot Number | 350 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | ROYAL PALM BEACH-WEST JUPITER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 7850 |
Source: Palm Beach County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13872 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 1, 2026 | Special Warranty Deed · Conventional Mortgage WELLSFARGOBANKNA |
| May 1, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on Record |
| Deed Sale | May 1, 2026 · Amount on Record |
| Deed Document Number | 2026158454 |
| Deed Book / Page | 36490 / 277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | May 1, 2026 |
| Property Address | 13872 SPRUCE PINE DR, WESTLAKE, FL 33470-2045 |
| Document Number | 0000158454 |
| Book / Page | 36490 / 277 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.158454 |
| Record Updated | May 28, 2026 |
| Title Company | FOUNDERS TITLE/NV, FOUNDERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490,883.23 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13872 SPRUCE PINE DR, WESTLAKE, FL 33470-2045 |
| Document Number | 0000158455, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026..158455 |
| Name | WELLSFARGOBANKNA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | May 1, 2026 |
| Property Address | 13872 SPRUCE PINE DR, WESTLAKE, FL 33470-2045 |
| Document Number | 0364900277 |
| Book / Page | 36490 / 277 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026158454 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | FOUNDERS TITLE COMPANY, FOUNDERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490,883.23 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13872 SPRUCE PINE DR, WESTLAKE, FL 33470-2045 |
| Document Number | 0000158455, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026158455 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Westlake City |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,183.00 | $149,000 | $149,000 Land $149,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 438 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 438 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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