1387 Sheffield Dr, Elgin, IL 60123 Property Records

Kane County property record for 1387 Sheffield Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,052 sqft · built 1974
Lot Size	0.216 acres (9,392 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Nov 2020)
Tax Bill	$8,393 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-32-477-008`

Property Details

APN / Parcel Number

Primary APN	`03-32-477-008`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	2,535 sqft
1st Floor Area	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	9,392 sqft (0.216 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1387 SHEFFIELD DR
City	ELGIN
State	IL
Zip	60123-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 UNIT 1 CENTURY OAKS WEST LOT DIMENSIONS 75.24X128.29X73X122 SUBDIVISION: CENTURY OAKS WEST RANGE CODE: 8 E TWSHP 42N
Legal Subdivision	CENTURY OAKS WEST
Legal Block	3
Legal Lot Number	33
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	DUNDEE
Census Block Group	3
Census Block	3051
Census Tract	850600

Owner

1387 Sheffield Dr is owned and occupied by an individual who bought it in November 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1387 SHEFFIELD DR, ELGIN, IL 60123-1230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BK
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Sep 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Deed Document Number	202066600
Prior Transfer Date	Oct 5, 2018
Prior Transfer Doc	0000049049
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1387 SHEFFIELD DR, ELGIN, IL 60123-1230
Document Number	0000066598
Instrument Date	Oct 12, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 GRACE ST ELGIN IL 601208394, ELGIN, IL 60120-8394

Mortgage

Document Number	0000066598
Date	Nov 4, 2020
Instrument	66598

Lender

Name	FIRST AMERICAN BK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 4, 2020
Property Address	1387 SHEFFIELD DR, ELGIN, IL 60123-1230
Document Number	0000066600
Instrument Date	Oct 12, 2020
Instrument	2020K066600
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1387 SHEFFIELD DR, ELGIN, IL 60123-1230

Mortgage

Document Number	0000066601
Date	Nov 4, 2020
Instrument	2020K066601

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 17, 2018
Property Address	1387 SHEFFIELD DR, ELGIN, IL 60123-1230
Document Number	0000045488
Instrument Date	Sep 14, 2018
Instrument	45488
Transaction Type	Transfer
Record Updated	Sep 25, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1387 SHEFFIELD DR ELGIN IL 601231230, ELGIN, IL 60123-1230

Tax Assessment & Valuation

The 2025 property tax bill for 1387 Sheffield Dr was $8,393 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Dundee Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,393.00 Homeowner's exemption	$112,567 (+9.42%) Land $27,320 Building $85,247	$337,836 (+9.42%) Land $81,993 Building $255,843
2024		$102,876 Land $24,968 Building $77,908	$308,752 Land $74,934 Building $233,818
2022	$6,110.00 (+3.86%) Homeowner's exemption	$72,477 (+5.91%) Land $22,465 Building $50,012	$217,431 (+5.91%) Land $67,395 Building $150,036
2021	$5,883.00 Homeowner's exemption	$68,432 Land $21,211 Building $47,221	$205,296 Land $63,633 Building $141,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1387 Sheffield Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2002–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1387 Sheffield Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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