Sharp County property record for 1387 River Rd, Hardy, AR 72542
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,442 sqft · built 1988 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Company Name on File |
| Last Sale | $72,102 (Nov 2022) |
| Tax Bill | $863 (2026) |
| Deeds & Mortgages | Nov 2022 Foreclosure Jun 2017 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-03160-000 |
| Primary APN | 001-03160-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 1,442 sqft |
| Basement Area | 280 sqft |
| Unfinished Basement | 280 sqft |
| Flooring | Tile |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 60,984 sqft (1.4 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 136 sqft |
| Patio Area | 320 sqft |
| Utility Building | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1387 RIVER RD |
|---|---|
| City | HARDY |
| State | AR |
| Zip | 72542-9382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW/4 NW/4 FRL |
| Legal Range | 04 |
| Legal Township | 19 |
| Legal Section | 28 |
| Legal Subdivision | EAST LAKESHORE ADDITION TO OZARK ACRES |
| Jurisdiction | SHARP AR |
| Township / Civil Division | HARDY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 470300 |
1387 River Rd is owned by a company that bought it in November 2022 and is owner-occupied.
Source: Sharp County records, as of October 15, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 85 WILLOWBROOK LN, BATESVILLE, AR 72501-5220 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2022 | Trustee's Deed, Foreclosure |
| Jun 28, 2017 | Deed of Trust, Mortgage · Reverse Mortgage LIVE WELL FINANCIAL INC |
| Jun 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIDELITY NATIONAL TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on File |
| Deed Sale | Nov 22, 2022 · Amount on File |
| Deed Document Number | 20228975 |
| Deed Book / Page | 2022 / 28536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SHARP AR |
| Recording Date | Nov 22, 2022 |
| Property Address | 1387 RIVER RD, HARDY, AR 72542-9382 |
| Document Number | 2022/28536 |
| Book / Page | 2022 / 28536 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2208975 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $240.90 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 124 W CAPITOL AVE STE 1560, 124, LITTLE ROCK, AR 72201-3743 |
| Name | Verified Name |
|---|---|
| Address | 85 WILLOWBROOK LN, BATESVILLE, AR 72501-5220 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHARP AR |
| Property Address | 1387 RIVER RD, HARDY, AR 72542-9382 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/11132 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 2017/11132 |
| Instrument | 1702666 |
| Name | LIVE WELL FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23225 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 842 Months |
| Due | Aug 17, 2087 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.22% |
| Type Change Date | Jul 20, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHARP AR |
| Property Address | 1387 RIVER RD, HARDY, AR 72542-9382 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/11119 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 2017/11119 |
| Instrument | 1702665 |
| Name | FIDELITY NATIONAL TITLE INSURANCE |
|---|---|
| Type | Insurance Company |
| Address | RICHMOND, VA 23225 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1387 River Rd was $863 with a homeowner's exemption, up 228.1% from the year before.
Source: Sharp County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sharp County |
| Unified School District | Highland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $863.00 (+228.14%) Homeowner's exemption | $24,080 (-) Land $840 Building $23,240 | |
| 2025 | $263.00 Homeowner's exemption | $24,080 Land $840 Building $23,240 | |
| 2023 | $863.00 Homeowner's exemption | $24,080 Land $840 Building $23,240 | $120,400 Land $4,200 Building $116,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1387 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1984–2009) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2009 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1387 River Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND WATER ASSOCIATION serves 2,390 people · EPA ID AR0000672 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NEXT, Powered by NAEC Fiber | 1,000 / 1,000 |
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