1387 Harrison Ave, Rock Rapids, IA 51246 Property Records

Lyon County property record for 1387 Harrison Ave, Rock Rapids, IA 51246

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,529 sqft · built 1992
Lot Size	0.878 acres (38,250 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (May 2021)
Tax Bill	$2,716 (2024)
Deeds & Mortgages	Nov 2021 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040002814200000`

Property Details

APN / Parcel Number

Primary APN	`040002814200000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,529 sqft Living Area
Basement Area	1,529 sqft
Finished Basement	1,528 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,250 sqft (0.878 acres)
Lot Dimensions	255 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	1,118 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	65 sqft
Deck Area	320 sqft
Patio Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1387 HARRISON AVE
City	ROCK RAPIDS
State	IA
Zip	51246-7571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAMILY DWELLINGS
Legal Description	BERG ADD LOT 4
Legal Subdivision	BERG ADD
Legal Lot Number	4
Jurisdiction	LYON IA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1001
Census Tract	950200

Owner

Source: Lyon County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1387 HARRISON AVE, ROCK RAPIDS, IA 51246-7571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRONTIER BANK
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage FRONTIER BANK
Mar 31, 2017	Warranty Deed, Transfer · Conventional Mortgage FRONTIER BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	2021 1454
Deed Book / Page	2021 / 1454
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON IA
Property Address	1387 HARRISON AVE, ROCK RAPIDS, IA 51246-7571
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/3514
Date	Nov 23, 2021
Book Page	2021/3514
Instrument	2021 3514

Lender

Name	FRONTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 23, 2041

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON IA
Recording Date	May 14, 2021
Property Address	1387 HARRISON AVE, ROCK RAPIDS, IA 51246-7571
Document Number	02021/1454
Book / Page	2021 / 1454
Instrument Date	May 11, 2021
Instrument	2021 1454
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$407.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1387 HARRISON AVE, ROCK RAPIDS, IA 51246-7571

Mortgage

Document Number	0020211455
Date	May 14, 2021
Instrument	2021 1455

Lender

Name	FRONTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON IA
Recording Date	Mar 31, 2017
Property Address	1387 HARRISON AVE, ROCK RAPIDS, IA 51246-7571
Document Number	02017/0810
Book / Page	2017 / 0810
Instrument Date	Mar 31, 2017
Instrument	2017 0810
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$367.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	211 S TAMA ST, ROCK RAPIDS, IA 51246-1531

Mortgage

Document Number	02017/0811
Date	Mar 31, 2017
Book Page	2017/0811
Instrument	2017 0811

Lender

Name	FRONTIER BANK
Type	Bank
Address	ROCK RAPIDS, IA 51246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Lyon County
Unified School District	Central Lyon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$310,760 (+2.66%) Land $34,800 Building $275,960	$310,760 (+2.66%) Land $34,800 Building $275,960
2024	$2,716.00 (+6.68%)
2023		$302,710 (+26.93%) Land $34,800 Building $267,910	$302,710 (+26.93%) Land $34,800 Building $267,910
2022	$2,546.00 Homeowner's exemption	$238,480 Land $34,800 Building $203,680
2021			$238,480 Land $34,800 Building $203,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	41 (1993–2024)
Claims Outside the SFHA	8 of 41
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 8 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 24 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYON-SIOUX RWS-ROCK RAPIDS private · serves 1,187 people · EPA ID IA6000800
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mutual Telephone Company (IA) Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Nearby Properties on Harrison Ave

Nearby Streets

All Rock Rapids, IA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures