1387 28th Ave N, Naples, FL 34103 Property Records

Collier County property record for 1387 28th Ave N, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	1,633 sqft · built 1971
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,080,000 (Sep 2025)
Tax Bill	$4,819 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`051700 A 294A27`

Property Details

APN / Parcel Number

Primary APN	`051700 A 294A27`
Alternative APNs	`08131040009013900A294` `08131040009` `8131040009`

Interior

Stories	1 Story
Building Area	1,633 sqft Living Area
1st Floor Area	1,633 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Carport
Garage Area	160 sqft
Carport	Carport
Carport Area	160 sqft
Pool Area	392 sqft
Deck Area	360 sqft
Poultry House	74 sqft

Location & Zoning

Street Address	1387 28TH AVE N
City	NAPLES
State	FL
Zip	34103-4558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	FRANKS BLK A LOT 29 LESS W 19FT, LOT 30 LESS E 21FT
Legal Range	25
Legal Township	49
Legal Section	27
Legal Subdivision	FRANKS SUBDIVISION
Legal Tract	051700
Legal Block	A
Legal Lot Number	29
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1009
Census Tract	200

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1387 28TH AVE N, NAPLES, FL 34103-4558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Sep 17, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	20256736090
Deed Book / Page	6512 / 2582
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 30, 2025
Property Address	1387 28TH AVE N, NAPLES, FL 34103-4558
Document Number	0065122582
Book / Page	6512 / 2582
Map Reference	MB 3 PG 61
Instrument Date	Sep 23, 2025
Instrument	6736090
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	NAPLES TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3135, NAPLES, FL 34106-3135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1387 28TH AVE N, NAPLES, FL 34103-4558

Mortgage

Document Number	0065122584
Date	Sep 30, 2025
Instrument	6512/2584

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 17, 2018
Property Address	1387 28TH AVE N, NAPLES, FL 34103-4558
Document Number	0055530803
Book / Page	005553 / 000803
Instrument Date	Sep 14, 2018
Instrument	5612693
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,704.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1387 28TH AVE N NAPLES FL 341034558, NAPLES, FL 34103-4558

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1387 28TH AVE N, NAPLES, FL 34103-4558
Document Number	0055381134
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1387 28TH AVE N NAPLES FL 341034558, NAPLES, FL 34103-4558

Mortgage

Document Number	0055381134
Date	Jul 31, 2018
Book Page	005538/001134
Instrument	5593270

Lender

Name	IBERIABANK
Type	Bank
Address	NAPLES, FL 34104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$979,943 (+71.59%) Land $533,120 Building $446,823	$979,943 (+19.51%) Land $533,120 Building $446,823
2025	$4,819.00 (+2.29%) Homeowner's exemption	$571,089 (+2.9%)	$819,984 (+12.23%) Land $544,000 Building $275,984
2024	$4,711.00 (+1.75%) Homeowner's exemption	$554,994 (+3%)	$730,606 (-2.84%) Land $522,240 Building $208,366
2023	$4,630.00 (-2.55%) Homeowner's exemption	$538,829 (+3%)	$751,967 (+16.64%) Land $544,000 Building $207,967
2022	$4,751.00 Homeowner's exemption	$523,135	$644,679 Land $422,688 Building $221,991

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 89 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	89 in force
Nearby Flood Claims	10 (1979–2022)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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