13865 Lake Dr, Monroe, MI 48161 Property Records

Monroe County property record for 13865 Lake Dr, Monroe, MI 48161 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$203,000 (Nov 2018)
Tax Bill	$1,318 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`12-080-032-00`

Property Details

APN / Parcel Number

Primary APN	`12-080-032-00`

Interior

Full Baths	1 Bath

Exterior

Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	120 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13865 LAKE DR
City	MONROE
State	MI
Zip	48161-3832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 74 BOLLES HARBOR LOT 34
Legal Subdivision	BOLLES HARBOR
Legal Lot Number	34
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1067
Census Tract	832500

Owner

Source: Monroe County records · APN 12-080-032-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13865 LAKE DR, MONROE, MI 48161-3832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 29, 2018 · Amount on Record
Deed Sale	Nov 29, 2018 · Amount on Record
Prior Sale	Oct 07, 2013 · Amount on Record
Deed Document Number	201821593
Prior Transfer Date	Jul 08, 2012
Prior Transfer Doc	0000018349
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 29, 2018
Property Address	13865 LAKE DR, MONROE, MI 48161-3832
Document Number	2018R21593
Map Reference	LB 4 PG 18
Instrument Date	Nov 28, 2018
Instrument	2018R21593
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,745.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 LEMERAND ST, MONROE, MI 48162-2918

Mortgage

Document Number	0000021594
Date	Nov 29, 2018
Instrument	2018R21594

Lender

Name	NORTH AMERICAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,700 (+58.9%)	$387,400 (+58.9%)
2025	$1,318.00 (-57.47%) Homeowner's exemption
2023	$3,099.00 Homeowner's exemption	$121,900	$243,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158325001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	577.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 62 individual NFIP policies nearby
Nearby Flood Policies	62 in force
Nearby Flood Claims	8 (1980–2023)
Most Recent Claim	Aug 2023, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.