13865 Deanly Way, Lakeside, CA 92040 Property Records

San Diego County property record for 13865 Deanly Way, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,168 sqft · built 1989
Lot Size	0.224 acres (9,746 sqft)
Owner	2 Individual Names on File
Last Sale	$209,500 (Jan 1989)
Tax Bill	$5,813 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`395-362-11-00`

Property Details

APN / Parcel Number

Primary APN	`395-362-11-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,168 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	9,746 sqft (0.224 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13865 DEANLY WAY
City	LAKESIDE
State	CA
Zip	92040-4851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 12 TR 012100
Legal Subdivision	LAKESIDE 4531
Legal Tract	012100
Legal Block	2
Legal Lot Number	12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	16811

Owner

13865 Deanly Way is owned and occupied by two individuals who acquired it in April 2009.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13865 DEANLY WAY, LAKESIDE, CA 92040-4851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jan 2, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 1989 · Amount on File
Deed Sale	Jan 27, 1989 · Amount on File
Deed Document Number	198946257
Last Transfer Date	Apr 8, 2009
Transfer Doc	0000188250
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13865 DEANLY WAY, LAKESIDE, CA 92040-4851
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13865 DEANLY WAY, LAKESIDE, CA 92040-4851

Mortgage

Document Number	0000660620
Date	Sep 17, 2021
Instrument	2021-0660620

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13865 DEANLY WAY, LAKESIDE, CA 92040-4851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000957
Date	Jan 2, 2019
Instrument	2019-0000957

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 13865 Deanly Way was $5,813 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$435,238 (+2%) Land $99,841 Building $335,397
2025	$5,813.00 Homeowner's exemption	$426,705 Land $97,884 Building $328,821
2023	$5,431.00 (+2.01%) Homeowner's exemption	$410,137 Land $94,084 Building $316,053
2022	$5,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13865 Deanly Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13865 Deanly Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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