13864 Summerfield Dr, Athens, AL 35613 Property Records

Limestone County property record for 13864 Summerfield Dr, Athens, AL 35613

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,185 sqft · built 2009
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$392,000 (Apr 2025)
Tax Bill	$1,048 (2025)
Deeds & Mortgages	May 2015 Mortgage May 2017 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`0909290000149000`

Property Details

APN / Parcel Number

Primary APN	`0909290000149000`
Alternative APNs	`10906609` `10901`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,185 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Mixed
Garage Area	940 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10906609
Street Address	13864 SUMMERFIELD DR
City	ATHENS
State	AL
Zip	35613-8297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:1 CITY/MUNI/TWP:COUNTY SUBD:LEGACY GROVE ADDITION 1 SEC/TWN/RNG/MER:SEC 29 TWN 03S RNG 03W
Legal Subdivision	LEGACY GROVE ADDITION 1
Jurisdiction	LIMESTONE AL
Township / Civil Division	MOORESVILLE
Census Block Group	2
Census Block	2001
Census Tract	21202

Owner

Source: Limestone County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13864 SUMMERFIELD DR, ATHENS, AL 35613-8297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2015	Deed of Trust, Mortgage IBERIABANK MORTGAGE CO
May 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC
Jun 19, 2017	Deed of Trust, Mortgage · Construction Mortgage PRIMELENDING
Jan 19, 2017	Deed of Trust, Mortgage QUICKEN LOANS INC
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FCU
May 15, 2018	Deed of Trust, Mortgage · Construction Mortgage HOMESIDE FINANCIAL LLC
Oct 16, 2017	Deed of Trust, Mortgage · Construction Mortgage ADVANCE MORTGAGE & INVESTMENT
May 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Nov 1, 2024
Deed Document Number	0202524733
Deed Book / Page	2025 / 24733
Record Updated	Jun 8, 2026

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	13864 SUMMERFIELD DR, ATHENS, AL 35613-8297
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015/20495
Date	May 6, 2015
Book Page	2015/20495

Lender

Name	IBERIABANK MORTGAGE CO
Type	Mortgage Company
Address	12719 CANTRELL RD

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2045

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	13864 SUMMERFIELD DR, ATHENS, AL 35613-8297
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/26951
Date	May 17, 2017
Book Page	2017/26951

Lender

Name	HOMETOWN LENDERS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	13864 SUMMERFIELD DR, ATHENS, AL 35613-8297
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/33995
Date	Jun 19, 2017
Book Page	2017/33995

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	13864 SUMMERFIELD DR, ATHENS, AL 35613-8297
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/3487
Date	Jan 19, 2017
Book Page	2017/3487

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	13864 SUMMERFIELD DR, ATHENS, AL 35613-8297
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/52565
Date	Sep 4, 2018
Book Page	2018/52565

Lender

Name	ANDREWS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2033

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	13864 SUMMERFIELD DR, ATHENS, AL 35613-8297
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/27339
Date	May 15, 2018
Book Page	2018/27339

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	13864 SUMMERFIELD DR, ATHENS, AL 35613-8297
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/59059
Date	Oct 16, 2017
Book Page	2017/59059

Lender

Name	ADVANCE MORTGAGE & INVESTMENT
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	13864 SUMMERFIELD DR, ATHENS, AL 35613-8297
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/27351
Date	May 15, 2018
Book Page	2018/27351

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2038

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	13864 SUMMERFIELD DR, ATHENS, AL 35613-8297
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/52565
Date	Sep 4, 2018
Book Page	2018/52565

Lender

Name	ANDREWS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,048.00 (+2.95%) Homeowner's exemption	$35,720 (-)	$357,200 (+0.03%) Land $41,000 Building $316,200
2024	$1,018.00 (-1.55%) Homeowner's exemption	$35,720 (+1.3%)	$357,100 (+1.36%) Land $39,900 Building $317,200
2023	$1,034.00 (+21.93%) Homeowner's exemption	$35,260 (+21.42%)	$352,300 (+21.4%) Land $39,900 Building $312,400
2022	$848.00 Homeowner's exemption	$29,040	$290,200 Land $39,900 Building $250,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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