13863 Malcom Ave, Saratoga, CA 95070 Property Records

Santa Clara County property record for 13863 Malcom Ave, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,413 sqft · built 1963
Lot Size	0.3 acres (13,056 sqft)
Owner	2 Company Names on Record
Last Sale	$3,890,000 (May 2023)
Tax Bill	$47,398 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`503-50-033`

Property Details

APN / Parcel Number

Primary APN	`503-50-033`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,413 sqft Living Area
1st Floor Area	2,413 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	13,056 sqft (0.3 acres)
Lot Dimensions	128 ft deep x 102 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	13863 MALCOM AVE
City	SARATOGA
State	CA
Zip	95070-5313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R112
Legal Description	TRACT 3101 BLUE RIDGE BOOK 148 PAGE 25 PAGE 27 LOT 50
Legal Subdivision	BLUE RIDGE
Legal Tract	3101
Legal Lot Number	50
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3004
Census Tract	507600

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13863 MALCOM AVE, SARATOGA, CA 95070-5313
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 23, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Dec 15, 2022	Intrafamily Transfer, Transfer
Feb 10, 2020	Deed of Trust, Mortgage · Line of Credit COMERICA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Deed Document Number	202325478482
Prior Transfer Date	Dec 1, 2022
Prior Transfer Doc	0025416531
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	13863 MALCOM AVE, SARATOGA, CA 95070-5313
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13863 MALCOM AVE, SARATOGA, CA 95070-5313

Mortgage

Document Number	0025921985
Date	Dec 22, 2025
Instrument	25921985

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	101 SOUTH TRYON STREET, CHARLOTTE, NC 28280

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	6.5%
Index	Other
Max Rate	9.5%

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 23, 2023
Property Address	13863 MALCOM AVE, SARATOGA, CA 95070-5313
Document Number	0025478482
Map Reference	MB 148 PG 25-27
Instrument Date	May 17, 2023
Instrument	25478482
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13863 MALCOM AVE, SARATOGA, CA 95070-5313

Mortgage

Document Number	0025478483
Date	May 23, 2023
Instrument	25478483

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jun 1, 2030
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	1-Year T-Bill
Max Rate	10.1%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 15, 2022
Property Address	13863 MALCOM AVE, SARATOGA, CA 95070-5313
Document Number	0025416531
Map Reference	MB 148 PG 25-27
Instrument Date	Dec 1, 2022
Instrument	25416531
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13863 MALCORN AVE, SARATOGA, CA 95070

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	13863 MALCOM AVE, SARATOGA, CA 95070-5313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AVENUE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024400105
Date	Feb 10, 2020
Instrument	24400105

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,128,097 (+2%) Land $3,715,288 Building $412,809
2025	$47,398.00 (+1,612.97%) Homeowner's exemption	$4,047,155 (+2,512.13%) Land $3,642,440 Building $404,715
2023	$2,767.00 (+4.38%)	$154,937 Land $47,043 Building $107,894
2022	$2,651.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, GeoLinks, Ridge Wireless, T-Mobile.

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