13862 Oberley Dr, Lowell, MI 49331 Property Records

Kent County property record for 13862 Oberley Dr, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,008 sqft · built 1860
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Oct 2022)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-20-12-100-014`

Property Details

APN / Parcel Number

Primary APN	`41-20-12-100-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	2,008 sqft Living Area
1st Floor Area	1,339 sqft
Basement Area	1,339 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Lot Area	33,541 sqft (0.77 acres)
Garage Area	968 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13862 OBERLEY DR
City	LOWELL
State	MI
Zip	49331-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF NW 1/4 COM 125 FT E & 150 FT N OF SW COR NE 1/4 NW 1/4 TH N 274.7 FT TO CL OF OBERLY DR TH SELY ON SD CL 380.4 FT TO
Legal Range	09W
Legal Township	06N
Legal Section	12
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1021
Census Tract	12002

Owner

Source: Kent County records · APN 41-20-12-100-014

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13862 OBERLEY DR, LOWELL, MI 49331-9354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Jun 09, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Deed Document Number	202280320
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 18, 2022
Property Address	13862 OBERLEY DR, LOWELL, MI 49331-9354
Document Number	0000080320
Instrument Date	Oct 14, 2022
Instrument	20221018-0080320
Transaction Type	Transfer
Record Updated	Nov 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13862 OBERLEY DR, 13862, LOWELL, MI 49331-9354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 MARIETTA ST NE, GRAND RAPIDS, MI 49505-5117

Mortgage

Document Number	0000080321
Date	Oct 18, 2022
Instrument	20221018-0080321

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	13862 OBERLEY DR, LOWELL, MI 49331-9354
Document Number	0000056975
Instrument Date	Jun 09, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13862 OBERLEY DR LOWELL MI 493319354, LOWELL, MI 49331-9354

Mortgage

Document Number	0000056975
Date	Jul 05, 2017
Instrument	56975

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 04, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,921.00 (+66.61%) Homeowner's exemption	$113,800 (+35.15%)	$227,600 (+35.15%)
2023		$84,200	$168,400
2021	$1,153.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber Holding Fiber	1,000 / 1,000

Based on FCC filings for 30 locations within half a mile of this property.

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