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13861 Joyce Dr, Largo, FL 33774 Property Records

Pinellas County property record for 13861 Joyce Dr, Largo, FL 33774

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,335 sqft · built 1972
Lot Size0.285 acres (12,423 sqft)
Owner2 Individual Names on File
Last Sale$502,500 (Mar 2025)
Tax Bill$2,810 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-751-0427-3

Property Details

APN / Parcel Number

Primary APNC62-000-751-0427-3
Alternative APNs
  • 18-30-15-39955-000-0700
  • 301518399550000700
  • 153018399550000700
  • R191009

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,335 sqft Living Area
Gross Area2,139 sqft
1st Floor Area1,335 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1989
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area12,423 sqft (0.285 acres)
Lot Dimensions146 ft deep x 85 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area363 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR191009
Street Address13861 JOYCE DR
CityLARGO
StateFL
Zip33774-4037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionHILLCREST MANOR 2ND ADD LOT 70
Legal Range15E
Legal Township30S
Legal Section18
Legal SubdivisionHILLCREST MANOR 2ND ADD
Legal Tract39955
Legal Lot Number70
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group2
Census Block2001
Census Tract25119

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address512 2ND ST, 3, INDIAN ROCKS BEACH, FL 33785-2513
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed of Trust, Mortgage · FHA Mortgage
RP FUNDING INC
Jan 8, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2025 · Amount on File
Deed SaleMar 17, 2025 · Amount on File
Prior SaleNov 19, 2007 · Amount on File
Deed Document Number202579060
Deed Book / Page23096 / 2569
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address13861 JOYCE DR, LARGO, FL 33774-4037
Transaction TypeMortgage
Record UpdatedJun 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address13861 JOYCE DR, LARGO, FL 33774-4037

Mortgage

Document Number0215431824
DateMay 19, 2021
Book Page21543/1824
Instrument2021167382
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address13861 JOYCE DR, LARGO, FL 33774-4037
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0208382569
DateJan 8, 2020
Book Page20838/2569
Instrument2020009263
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 7, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,810.00 (+8.58%)$177,711 (+5.99%)$439,725 (+11.52%) Land $211,952 Building $227,773
2023$2,588.00 (+6.02%) Homeowner's exemption$167,673 (+3%)$394,286 (+11.54%) Land $258,412 Building $135,874
2022$2,441.00 Homeowner's exemption$162,789$353,482 Land $246,953 Building $106,529

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies57 in force
Nearby Flood Claims8 (1979–2024)
Claims Outside the SFHA6 of 8
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: T-Mobile, Verizon.

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