St. Joseph County property record for 13860 Horton Way, Constantine, MI 49042
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,456 sqft · built 1999 |
| Lot Size | 3.3 acres (143,748 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Aug 2023) |
| Tax Bill | $3,786 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-003-007-60 |
| Primary APN | 003-003-007-60 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,456 sqft Building Perimeter |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 143,748 sqft (3.3 acres) |
| Lot Dimensions | 435 ft deep x 100 ft wide |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 13860 HORTON WAY |
|---|---|
| City | CONSTANTINE |
| State | MI |
| Zip | 49042-8622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-2 |
| Legal Description | COM NE COR SEC 3 T7S R12W TH N 88D 54M W 613.45 FT TO POB S 586.29 FT TH N 76D 50M 54S W 149.67 FT TH N 22D 15M 29S W 200 FT |
| Legal Range | 12W |
| Legal Township | 07S |
| Legal Section | 03 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | CONSTANTINE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 41101 |
13860 Horton Way is owned and occupied by two individuals who bought it in August 2023.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13860 HORTON WAY, CONSTANTINE, MI 49042-8622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2023 · Amount on File |
| Deed Sale | Aug 1, 2023 · Amount on File |
| Prior Sale | Mar 30, 2001 |
| Deed Document Number | 20235459 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 1, 2023 |
| Property Address | 13860 HORTON WAY, CONSTANTINE, MI 49042-8622 |
| Document Number | 2023005459 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 2023005459 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13860 HORTON WAY, CONSTANTINE, MI 49042-8622 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2330 E MAIN ST, NILES, MI 49120-4381 |
| Document Number | 2023005458 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 2023005458 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
The 2025 property tax bill for 13860 Horton Way was $3,786 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Constantine Township |
| Unified School District | Constantine Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,700 Land $17,400 Building $138,300 | $311,400 Land $34,800 Building $276,600 | |
| 2025 | $3,786.00 Homeowner's exemption | ||
| 2023 | $115,100 Land $12,900 Building $102,200 | $230,200 Land $25,800 Building $204,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13860 Horton Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13860 Horton Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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