13860 Baumgartner Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 13860 Baumgartner Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,222 sqft · built 1930
Lot Size	4.92 acres (214,315 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,000 (Mar 2017)
Tax Bill	$3,115 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-11-2-25-3001-002`

Property Details

APN / Parcel Number

Primary APN	`15-11-2-25-3001-002`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,222 sqft Living Area
1st Floor Area	1,606 sqft
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	214,315 sqft (4.92 acres)

Exterior Amenities

Porch	Covered Porch
Porch Area	352 sqft
Deck Area	Deck Area
Patio Area	52 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13860 BAUMGARTNER RD
City	SAINT CHARLES
State	MI
Zip	48655-8636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT W 1/4 COR SEC 25 TH N81DEGE 760FT TH S 201.23FT TO POB TH N81DEGE 189.43FT TH S 1163.40FT TH N54DEGW 180.00FT TH
Legal Range	02E
Legal Township	11N
Legal Section	25
Jurisdiction	SAGINAW MI
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2040
Census Tract	12300

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13860 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2017 · Amount on Record
Deed Sale	Mar 7, 2017 · Amount on Record
Prior Sale	Aug 28, 2007 · Amount on Record
Deed Document Number	20175385
Deed Book / Page	2891 / 1797
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 7, 2017
Property Address	13860 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8636
Document Number	2017005385
Book / Page	2891 / 1797
Instrument Date	Feb 24, 2017
Instrument	2017005385
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13860 BAUMGARTNER RD, 13860, SAINT CHARLES, MI 48655-8636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13860 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8636

Mortgage

Document Number	0000005386
Date	Mar 7, 2017
Book Page	2891/1799
Instrument	2017005386

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Fremont Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,500 (+25.74%)	$255,000 (+25.74%)
2025	$3,115.00 (+23.56%) Homeowner's exemption
2023		$101,400	$202,800
2022	$2,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Baumgartner Rd

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