1386 Ottawa Ave, Jacksonville, FL 32210 Property Records

Duval County property record for 1386 Ottawa Ave, Jacksonville, FL 32210

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,749 sqft · built 2022
Lot Size0.171 acres (7,444 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Sep 2022)
Tax Bill$4,393 (2025)
Deeds & MortgagesDec 2023 Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN011401-0045

Property Details

APN / Parcel Number

Primary APN011401-0045

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,749 sqft Living Area
Gross Area2,174 sqft
1st Floor Area1,749 sqft
FlooringWood

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,444 sqft (0.171 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1386 OTTAWA AVE
CityJACKSONVILLE
StateFL
Zip32210-1001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMD-B
Legal Description4-79 39-2S-25E .18 LACKAWANNA TOWNSITE LOT 11,E1/2 LOT 12 BLK N
Legal Range25E
Legal Township02S
Legal Section39
Legal SubdivisionLACKAWANNA TOWNSITE
Legal BlockN
Legal Lot Number11,12
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE WEST
Census Block Group2
Census Block2008
Census Tract12601

Owner

1386 Ottawa Ave is owned and occupied by two individuals who bought it in September 2022.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address1386 OTTAWA AVE, JACKSONVILLE, FL 32210-1001
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 28, 2022Warranty Deed, Transfer · FHA Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2022 · Amount on File
Deed SaleSep 28, 2022 · Amount on File
Deed Document Number2022248006
Deed Book / Page20449 / 601
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1386 OTTAWA AVE, JACKSONVILLE, FL 32210-1001
Transaction TypeMortgage
Record UpdatedDec 28, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1386 OTTAWA AVE, JACKSONVILLE, FL 32210-1001

Mortgage

Document Number0208941976
DateDec 13, 2023
Book Page20894/1976
Instrument2023254025
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term345 Months
DueSep 1, 2052

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateSep 28, 2022
Property Address1386 OTTAWA AVE, JACKSONVILLE, FL 32210-1001
Document Number0204490601
Book / Page20449 / 601
Map ReferenceMB 4 PG 79
Instrument DateAug 19, 2022
Instrument2022248006
Transaction TypeTransfer
Record UpdatedOct 7, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5211 TIMUQUANA RD STE 1, 5211, JACKSONVILLE, FL 32210-8096

Transferred To (Grantee/Buyer)

NameVerified Name
Address8291 DAMES POINT CROSSING BLVD N, JACKSONVILLE, FL 32277-3835

Mortgage

Document Number0020449603
DateSep 28, 2022
Instrument20449/603
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1386 Ottawa Ave was $4,393 with a homeowner's exemption, up 2.4% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$247,716 (-7.4%) Land $46,725 Building $200,991$247,716 (-7.4%) Land $46,725 Building $200,991
2025$4,393.00 (+2.42%) Homeowner's exemption$267,499 Land $53,400 Building $214,099$267,499 Land $53,400 Building $214,099
2024$4,289.00 (+2.85%)
2023$4,170.00 (+600.84%) Homeowner's exemption$261,527 (+459.72%) Land $46,725 Building $214,802$261,527 (+459.72%) Land $46,725 Building $214,802
2022$595.00$46,725 Land $46,725$46,725 Land $46,725

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1386 Ottawa Ave in Zone X, an area of minimal flood risk, though there have been 141 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims141 (1979–2017)
Claims Outside the SFHA97 of 141
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 29 claims
  • Tropical Storm Josephine, Oct 1996 · 26 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1386 Ottawa Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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