1386 Madison Ave, Lorain, OH 44053 Property Records

Lorain County property record for 1386 Madison Ave, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 592 sqft · built 1940
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (May 2002)
Tax Bill	$962 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-02-023-104-023`

Property Details

APN / Parcel Number

Primary APN	`02-02-023-104-023`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	592 sqft Living Area
1st Floor Area	592 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	40 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1386 MADISON AVE
City	LORAIN
State	OH
Zip	44053-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEVIEW 40 X 100
Legal Subdivision	LAKEVIEW
Legal Tract	02
Legal Block	104
Legal Lot Number	218
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1005
Census Tract	22601

Owner

1386 Madison Ave is owned and occupied by two individuals who acquired it in July 2014.

Source: Lorain County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1386 MADISON AVE, LORAIN, OH 44053-1026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2002 · Amount on File
Deed Sale	May 31, 2002 · Amount on File
Prior Sale	Jul 29, 1994 · Amount on File
Deed Document Number	2002833010
Last Transfer Date	Jul 22, 2014
Transfer Doc	0000512981
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1386 MADISON AVE, LORAIN, OH 44053-1026
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	NETWORK LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000856346
Date	Dec 29, 2021
Instrument	2021-0856346

Lender

Name	FIRST FED SAVINGS & LOAN ASSN OF LORAIN
Type	Bank
Address	LORAIN, OH 44053

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 23, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1386 Madison Ave was $962 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$962.00 Homeowner's exemption	$25,170 (+%) Land $7,170 Building $18,000	$71,910 (-) Land $20,480 Building $51,430
2024	$962.00 (-2.73%)	$25,169 (+31.03%) Land $7,168 Building $18,001	$71,910 (+31.03%) Land $20,480 Building $51,430
2023	$989.00 (+0.92%)	$19,209 (-0.01%) Land $6,647 Building $12,562	$54,880 Land $18,990 Building $35,890
2022	$980.00	$19,210 Land $6,650 Building $12,560
2021			$54,880 Land $18,990 Building $35,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1386 Madison Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–1997)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 1997 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1386 Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20