1386 Hwy 39, Ingram, TX 78025 Property Records

Kerr County property record for 1386 Hwy 39, Ingram, TX 78025

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,904 sqft · built 1956
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on File
Tax Bill	$4,803 (2026)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0326-0672-000200`

Property Details

APN / Parcel Number

Primary APN	`0326-0672-000200`
Alternative APN	`16618`

Interior

Full Baths	2 Baths
Building Area	1,904 sqft Living Area
Gross Area	5,330 sqft
1st Floor Area	1,904 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	100,188 sqft (2.3 acres)
Garage Type	Mixed
Garage Area	1,028 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	440 sqft
Patio Area	224 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Location & Zoning

Account Number	0326-0672-000200
Street Address	1386 HIGHWAY 39
City	INGRAM
State	TX
Zip	78025-5525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A0326 SUBLETT, SUR 672,BLOCK (AKA/LT 1-2,SCHUMACHER ADN),ACRES 2.3
Legal Subdivision	SUBLETT, SUR 672
Legal Lot Number	1,2
Jurisdiction	KERR TX
Township / Civil Division	INGRAM
Census Block Group	2
Census Block	2107
Census Tract	960304

Owner

1386 Hwy 39 is owned and occupied by an individual.

Source: Kerr County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1386 HIGHWAY 39, INGRAM, TX 78025-5525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERR TX
Property Address	1386 HIGHWAY 39, INGRAM, TX 78025
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017006457
Date	Sep 28, 2017
Instrument	17-006457

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	85 Months
Due	Oct 1, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1386 Hwy 39 was $4,803 with exemptions applied, up 113.3% from the year before.

Source: Kerr County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kerr County
Unified School District	Hunt Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,803.00 (+113.28%)	$412,268 (-) Land $41,400 Building $370,868	$412,268 (-) Land $41,400 Building $370,868
2025	$2,252.00 (-23.4%) Homeowner's exemption Senior Citizen's exemption	$412,268 Land $41,400 Building $370,868	$412,268 Land $41,400 Building $370,868
2024	$2,940.00 (-21.35%)
2023	$3,738.00 Homeowner's exemption Senior Citizen's exemption	$379,038 Land $41,400 Building $337,638	$379,038 Land $41,400 Building $337,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1386 Hwy 39 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 policies
Nearby Flood Policies	69 in force
Nearby Flood Claims	26 (2024–2026)
Claims Outside the SFHA	9 of 26
Most Recent Claim	Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jul 2026 · 5 claims Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1386 Hwy 39 is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 48% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANYON SPRINGS WATER WORKS private · serves 525 people · EPA ID TX1330006
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hill Country Telecommunications Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
VTX Communications Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20