San Diego County property record for 1386 E Madison Ave, Unit 48, El Cajon, CA 92021
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 564 sqft · built 1990 |
| Lot Size | 1.55 acres (67,575 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,500 (Jul 2009) |
| Tax Bill | $1,143 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 489-123-69-48 |
| Primary APN | 489-123-69-48 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 564 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Lot Area | 67,575 sqft |
| Street Address | 1386 E MADISON AVE, 48 |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-8534 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-2200 |
| Legal Description | LOT 1 US 48PER DOC05-980467&UND INT IN TR 015160 |
| Legal Subdivision | LA QUINTA CONDO |
| Legal Tract | 015160 |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 16403 |
1386 E Madison Ave, Unit 48 is owned and occupied by an individual who bought it in July 2009.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1386 E MADISON AVE, 48, EL CAJON, CA 92021-8534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Mar 22, 2021 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2009 · Amount on File |
| Deed Sale | Jul 29, 2009 · Amount on File |
| Deed Document Number | 2009421117 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1386 E MADISON AVE UNIT 48, 48, EL CAJON, CA 92021-8534 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1386 E MADISON AVE 148, 148, EL CAJON, CA 92021-8544 |
| Document Number | 0000306851 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2022-0306851 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1386 E MADISON AVE UNIT 48, 48, EL CAJON, CA 92021-8534 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 1386 E MADISON AVE 48, 48, EL CAJON, CA 92021-8534 |
| Document Number | 0000220399 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2021-0220399 |
| Name | SOVEREIGN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 1386 E Madison Ave, Unit 48 was $1,143 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $103,075 (+2%) Land $26,325 Building $76,750 | |
| 2025 | $1,143.00 Homeowner's exemption | $101,055 Land $25,809 Building $75,246 |
| 2023 | $1,117.00 (+1.73%) Homeowner's exemption | $97,132 Land $24,807 Building $72,325 |
| 2022 | $1,098.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1386 E Madison Ave, Unit 48 in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1386 E Madison Ave, Unit 48 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.
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