1386 E Madison Ave, Unit 19, El Cajon, CA 92021 Property Records

San Diego County property record for 1386 E Madison Ave, Unit 19, El Cajon, CA 92021

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 814 sqft · built 1990
Lot Size	1.55 acres (67,575 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2021)
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2020 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`489-123-69-19`

Property Details

APN / Parcel Number

Primary APN	`489-123-69-19`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	814 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	67,575 sqft

Location & Zoning

Street Address	1386 E MADISON AVE, 19
City	EL CAJON
State	CA
Zip	92021-8532
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 19PER DOC05-980467&UND INT IN TR 015160
Legal Subdivision	EAST MADISON 1386
Legal Tract	015160
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3007
Census Tract	16403

Owner

1386 E Madison Ave, Unit 19 is owned by an individual who bought it in December 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	267 N MARSHALL AVE, EL CAJON, CA 92020-3129
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Grant Deed, Transfer · Commercial Mortgage STEPHEN WEBB
Oct 27, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2021 · Amount on File
Deed Sale	Dec 23, 2021 · Amount on File
Prior Sale	Oct 15, 2009 · Amount on File
Deed Document Number	2021864643
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 23, 2021
Property Address	1386 E MADISON AVE UNIT 19, 19, EL CAJON, CA 92021-8532
Document Number	0000864643
Map Reference	MAP 15160
Instrument Date	Nov 18, 2021
Instrument	2021-0864643
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	267 N MARSHALL AVE, EL CAJON, CA 92020-3129

Mortgage

Document Number	0000864644
Date	Dec 23, 2021
Instrument	2021-0864644

Lender

Name	STEPHEN WEBB
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	1386 E MADISON AVE UNIT 19, 19, EL CAJON, CA 92021-8532
Document Number	0000811078
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1386 E MADISON AVE EL CAJON CA 920218544, EL CAJON, CA 92021-8544

Mortgage

Document Number	0000811078
Date	Dec 17, 2020
Instrument	811078

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Dec 16, 2043

Interest

Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1386 E Madison Ave, Unit 19 was $3,149.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$270,606 (+2%) Land $124,478 Building $146,128
2025	$3,149.00	$265,301 Land $122,038 Building $143,263
2023	$3,086.00 (+1.58%)	$255,000 Land $117,300 Building $137,700
2022	$3,038.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1386 E Madison Ave, Unit 19 in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1386 E Madison Ave, Unit 19 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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