1386 E Madison Ave, Unit 10, El Cajon, CA 92021 Property Records

San Diego County property record for 1386 E Madison Ave, Unit 10, El Cajon, CA 92021

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 564 sqft · built 1990
Lot Size	1.55 acres (67,575 sqft)
Owner	Individual Name on File
Last Sale	$362,500 (Jan 2024)
Tax Bill	$4,290 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`489-123-69-10`

Property Details

APN / Parcel Number

Primary APN	`489-123-69-10`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	564 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	67,575 sqft

Location & Zoning

Street Address	1386 E MADISON AVE, 10
City	EL CAJON
State	CA
Zip	92021-8599
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 10PER DOC05-980467&UND INT IN TR 015160
Legal Subdivision	LA QUINTA CONDO
Legal Tract	015160
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3007
Census Tract	16403

Owner

1386 E Madison Ave, Unit 10 is owned and occupied by an individual who bought it in January 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1386 E MADISON AVE, 10, EL CAJON, CA 92021-8599
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Intrafamily Transfer, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY
Jan 26, 2024	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 26, 2024	Intrafamily Transfer, Transfer TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage COAST 2 COAST FUNDING GROUP INC
Sep 16, 2019	Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2024 · Amount on File
Deed Sale	Jan 26, 2024 · Amount on File
Prior Sale	Sep 16, 2019 · Amount on File
Deed Document Number	202422640
Prior Transfer Date	Jan 19, 2024
Prior Transfer Doc	0000022638
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 26, 2024
Property Address	1386 E MADISON AVE UNIT 10, 10, EL CAJON, CA 92021-8599
Document Number	0000022639
Map Reference	MAP 15160
Instrument Date	Jan 23, 2024
Instrument	2024-0022639
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1386 E MADISON AVE UNIT 10, 10, EL CAJON, CA 92021-8599

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 26, 2024
Property Address	1386 E MADISON AVE UNIT 10, 10, EL CAJON, CA 92021-8599
Document Number	0000022640
Map Reference	MAP 15160
Instrument Date	Jan 19, 2024
Instrument	2024-0022640
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1386 E MADISON AVE UNIT 10, 10, EL CAJON, CA 92021-8599

Mortgage

Document Number	0000022641
Date	Jan 26, 2024
Instrument	2024-0022641

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 26, 2024
Property Address	1386 E MADISON AVE UNIT 10, 10, EL CAJON, CA 92021-8599
Document Number	0000022638
Map Reference	MAP 15160
Instrument Date	Jan 19, 2024
Instrument	2024-0022638
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11958 CALLE LIMONERO, EL CAJON, CA 92019-4041

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1386 E MADISON AVE UNIT 10, 10, EL CAJON, CA 92021-8599
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1386 E MADISON AVE 10, 10, EL CAJON, CA 92021-8599

Mortgage

Document Number	0000468512
Date	Jun 29, 2021
Instrument	2021-0468512

Lender

Name	COAST 2 COAST FUNDING GROUP INC
Type	Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2019
Property Address	1386 E MADISON AVE UNIT 10, 10, EL CAJON, CA 92021-8599
Document Number	0000403120
Instrument Date	Aug 22, 2019
Instrument	403120
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1386 E MADISON AVE #10 EL CAJON CA 920218599, 10, EL CAJON, CA 92021-8599

Mortgage

Document Number	403121
Date	Sep 16, 2019
Instrument	403121

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1386 E Madison Ave, Unit 10 was $4,290 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$377,143 (+2%) Land $251,431 Building $125,712
2025	$4,290.00 Homeowner's exemption	$369,749 Land $246,501 Building $123,248
2023	$2,593.00 (+1.61%) Homeowner's exemption	$220,745 Land $147,164 Building $73,581
2022	$2,552.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1386 E Madison Ave, Unit 10 in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1386 E Madison Ave, Unit 10 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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