Lincoln County property record for 1386 Cedardale Ln, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,896 sqft · built 2022 |
| Lot Size | 0.157 acres (6,839 sqft) |
| Owner | Individual Name on File |
| Last Sale | $567,000 (Mar 2023) |
| Tax Bill | $3,147 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 4603-31-3015 |
| Primary APN | 4603-31-3015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,896 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Lot Area | 6,839 sqft (0.157 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 296067 |
|---|---|
| Street Address | 1386 CEDARDALE LN |
| City | DENVER |
| State | NC |
| Zip | 28037-0790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #31 WILDBROOK PH 3 LOTS |
| Legal Subdivision | WILDBROOK SUBDIVISION PHASE 3 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 71101 |
1386 Cedardale Ln is owned and occupied by an individual who bought it in March 2023.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1386 CEDARDALE LN, DENVER, NC 28037-0790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Oct 3, 2022 | Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2023 · Amount on File |
| Deed Sale | Mar 16, 2023 · Amount on File |
| Prior Sale | Oct 3, 2022 · Amount on File |
| Deed Document Number | 2023664812 |
| Deed Book / Page | 3235 / 828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 16, 2023 |
| Property Address | 1386 CEDARDALE LN, DENVER, NC 28037-0790 |
| Document Number | 0003235828 |
| Book / Page | 3235 / 828 |
| Map Reference | MB 21 PG 80 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 664812 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,134.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11220 ELM LN STE 109, 109, CHARLOTTE, NC 28277-0455 |
| Name | Verified Name |
|---|---|
| Address | 1386 CEDARDALE LN, DENVER, NC 28037-0790 |
| Document Number | 0000664813 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 664813 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 3, 2022 |
| Property Address | 1386 CEDARDALE LN, DENVER, NC 28037-0790 |
| Document Number | 0003200558 |
| Book / Page | 3200 / 558 |
| Map Reference | MB 20 PG 80 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 658530 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $472.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11220 ELM LN STE 107, 107, CHARLOTTE, NC 28277-0716 |
| Name | Verified Name |
|---|---|
| Address | 11220 ELM LN STE 109, 109, CHARLOTTE, NC 28277-0455 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 1386 Cedardale Ln was $3,147.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,147.00 | $497,988 Land $62,000 Building $435,988 | $497,988 Land $62,000 Building $435,988 |
| 2023 | $1,803.00 | $279,994 Land $62,000 Building $217,994 | $279,994 Land $62,000 Building $217,994 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1386 Cedardale Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1386 Cedardale Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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