Morgan County property record for 1386 Cedar Dr, Madison, GA 30650
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,301 sqft · built 2001 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,736 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 036D 021 |
| Primary APN | 036D 021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,301 sqft Heated Area |
| 1st Floor Area | 1,911 sqft |
| Attic | Attic |
| Attic Area | 390 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,124 sqft (0.99 acres) |
| Terrain | Rolling |
| View / Lot | Lake/Pond |
| Garage Area | 780 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 264 sqft |
| Deck Area | 396 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3473 |
|---|---|
| Street Address | 1386 CEDAR DR |
| City | MADISON |
| State | GA |
| Zip | 30650-4262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CEDAR LAKES EST LOT 9C |
| Legal Subdivision | CEDAR LAKE ESTATES |
| Legal Phase | 02 |
| Legal Block | C |
| Legal Lot Number | 9 |
| Jurisdiction | MORGAN GA |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10302 |
1386 Cedar Dr is owned and occupied by two individuals who acquired it in August 2023.
Source: Morgan County records, as of December 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1386 CEDAR DR, MADISON, GA 30650-4262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 10, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2023 |
| Deed Sale | Aug 10, 2023 |
| Prior Sale | May 4, 2001 |
| Deed Book / Page | 717 / 945 |
| Prior Transfer Date | Dec 13, 2000 |
| Prior Transfer Doc | 0271000957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN GA |
| Property Address | 1386 CEDAR DR, MADISON, GA 30650-4262 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1386 CEDAR DR, MADISON, GA 30650-4262 |
| Document Number | 0000000653/0000000898 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 0000000653/0000000898 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MORGAN GA |
| Recording Date | Aug 10, 2023 |
| Property Address | 1386 CEDAR DR, MADISON, GA 30650-4262 |
| Document Number | 000717/945 |
| Book / Page | 717 / 945 |
| Instrument Date | Aug 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1386 CEDAR DR, MADISON, GA 30650-4262 |
The 2025 property tax bill for 1386 Cedar Dr was $3,736 with a homeowner's exemption, down 1.5% from the year before.
Source: Morgan County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Morgan County |
| Municipality | Madison City |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,736.00 (-1.45%) Homeowner's exemption | $145,586 (+6.62%) Land $36,160 Building $109,426 | $363,965 (+6.62%) Land $90,400 Building $273,565 |
| 2024 | $3,791.00 (+14.15%) Homeowner's exemption | $136,545 (+17.26%) Land $36,288 Building $100,257 | $341,362 (+17.26%) Land $90,720 Building $250,642 |
| 2023 | $3,321.00 (+9.97%) Homeowner's exemption | $116,443 (+15.73%) Land $25,760 Building $90,683 | $291,107 (+15.73%) Land $64,400 Building $226,707 |
| 2022 | $3,020.00 Homeowner's exemption | $100,619 Land $14,490 Building $86,129 | $251,548 Land $36,225 Building $215,323 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1386 Cedar Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1386 Cedar Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON serves 6,427 people · EPA ID GA2110002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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