1386 Berkeley Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 1386 Berkeley Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,010 sqft · built 1923
Lot Size	0.114 acres (4,960 sqft)
Owner	Individual Name on File
Last Sale	$399,900 (Jun 2025)
Tax Bill	$5,696 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-21-0045`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-21-0045`
Alternative APNs	`8029448` `438236`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,010 sqft Living Area
1st Floor Area	864 sqft
Basement Area	360 sqft
Finished Basement	360 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1966
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	438236
Street Address	1386 BERKELEY AVE
City	SAINT PAUL
State	MN
Zip	55105-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JEFFERSON PARK ADDITION TO,THE LOT 2 BLK 4
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	JEFFERSON PARK ADDITION TO,THE
Legal Block	4
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4003
Census Tract	36500

Owner

1386 Berkeley Ave is owned and occupied by an individual who bought it in June 2025.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1386 BERKELEY AVE, SAINT PAUL, MN 55105-2421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN INVESTORS BANK & MORTGAGE
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L
Jun 7, 2017	Warranty Deed, Transfer · Conventional with PMI EDINA RLTY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Jun 7, 2017 · Amount on File
Deed Document Number	20255070278
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1386 BERKELEY AVE, SAINT PAUL, MN 55105-2421
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04916063
Date	Oct 28, 2021
Instrument	A04916063

Lender

Name	AMERICAN INVESTORS BANK & MORTGAGE
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 26, 2041

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1386 BERKELEY AVE, SAINT PAUL, MN 55105-2421
Document Number	0004805343
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1386 BERKELEY AVE ST PAUL MN 551052421, ST PAUL, MN 55105-2421

Mortgage

Document Number	0004805343
Date	Apr 6, 2020
Instrument	4805343

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 7, 2017
Property Address	1386 BERKELEY AVE, SAINT PAUL, MN 55105-2421
Document Number	0004661654
Instrument Date	May 18, 2017
Instrument	4661654
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$917.66
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1386 BERKELEY AVE ST PAUL MN 551052421, ST PAUL, MN 55105-2421

Mortgage

Document Number	4661655
Date	Jun 7, 2017
Instrument	4661655

Lender

Name	EDINA RLTY MTG
Type	Mortgage Company
Address	DES MOINES, IA 50266

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1386 Berkeley Ave was $5,696.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,000 Land $123,400 Building $245,600	$369,000 Land $123,400 Building $245,600
2025	$5,696.00
2023	$5,348.00 Homeowner's exemption	$342,900 Land $123,400 Building $219,500	$342,900 Land $123,400 Building $219,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1386 Berkeley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1386 Berkeley Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 896 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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