1386 Algiers St, Punta Gorda, FL 33980 Property Records

Charlotte County property record for 1386 Algiers St, Punta Gorda, FL 33980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,249 sqft · built 1988
Lot Size	0.23 acres (9,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$67,600 (Mar 2013)
Tax Bill	$2,069 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Mar 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`402212408009`

Property Details

APN / Parcel Number

Primary APN	`402212408009`
Alternative APNs	`00085210000003` `10004574964`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,249 sqft Living Area
Gross Area	2,938 sqft
1st Floor Area	2,249 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,999 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	361 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Pool Area	334 sqft
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00085210000003
Street Address	1386 ALGIERS ST
City	PUNTA GORDA
State	FL
Zip	33980-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PORT CHARLOTTE SEC12 BLK1612 LT 11 236/351 959/1043 982/703 1463/84 1502/1399 2010/1527 2903/222 3745/839 4361/1429 4361/1430
Legal Range	22E
Legal Township	40S
Legal Section	12
Legal Subdivision	PORT CHARLOTTE
Legal Tract	PCH
Legal Block	1612
Legal Lot Number	11
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1055
Census Tract	20203

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1386 ALGIERS ST, PORT CHARLOTTE, FL 33980-1935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Mar 24, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE CHARTERED CU
Sep 25, 2018	Quit Claim Deed, Transfer ALL COAST TITLE AND ESCROW
Sep 25, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2013 · Amount on Record
Deed Sale	Mar 15, 2013 · Amount on Record
Prior Sale	Feb 6, 2006 · Amount on Record
Deed Document Number	20132165405
Deed Book / Page	3745 / 839
Last Transfer Date	Mar 23, 2021
Transfer Doc	0047320966
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1386 ALGIERS ST, PORT CHARLOTTE, FL 33980-1935
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1386 ALGIERS ST, PORT CHARLOTTE, FL 33980-1935

Mortgage

Document Number	0048691449
Date	Nov 2, 2021
Book Page	4869/1449
Instrument	3017641

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 24, 2021
Property Address	1386 ALGIERS ST, PORT CHARLOTTE, FL 33980-1935
Document Number	0047320966
Book / Page	4732 / 966
Map Reference	MB 5 PG 51A-51K
Instrument Date	Mar 23, 2021
Instrument	2920435
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2843 SUNCOAST LAKES BLVD, PORT CHARLOTTE, FL 33980-5243

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1386 ALGIERS ST, PORT CHARLOTTE, FL 33980-1935
Document Number	0045550670
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1386 ALGIERS ST PORT CHARLOTTE FL 339801935, PORT CHARLOTTE, FL 33980-1935

Mortgage

Document Number	0045550670
Date	Mar 24, 2020
Book Page	004555/000670
Instrument	2798211

Lender

Name	STATE CHARTERED CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 23, 2040

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 25, 2018
Property Address	1386 ALGIERS ST, PORT CHARLOTTE, FL 33980-1935
Document Number	0043611429
Book / Page	004361 / 001429
Instrument Date	Sep 20, 2018
Instrument	2648188
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ALL COAST TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1386 ALGIERS ST PORT CHARLOTTE FL 339801935, PORT CHARLOTTE, FL 33980-1935

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 25, 2018
Property Address	1386 ALGIERS ST, PORT CHARLOTTE, FL 33980-1935
Document Number	0043611430
Book / Page	4361 / 1430
Map Reference	MB5 PG1-A-1-D
Instrument Date	Sep 20, 2018
Instrument	2648189
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ALL COST TITLE & ESCORW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1386 ALGIERS ST, PUNTA GORDA, FL 33980-1935

Mortgage

Document Number	0002648190
Date	Sep 25, 2018
Instrument	2648190

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,069.00 (-25.5%) Homeowner's exemption	$177,205 (+5.99%)	$309,403 (+20.39%) Land $18,700 Building $290,703
2024	$2,777.00 (+1.42%)
2023	$2,738.00 (+3.99%) Homeowner's exemption	$167,195 (+3%)	$257,007 (-22%) Land $22,000 Building $235,007
2022	$2,633.00 Homeowner's exemption	$162,325	$329,476 Land $13,175 Building $316,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250

May also be available: Ripple Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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