13857 Cleto Dr, Estero, FL 33928 Property Records

Lee County property record for 13857 Cleto Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 2007
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Apr 2019)
Tax Bill	$4,006 (2025)
Deeds & Mortgages	May 2023 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-46-26-E3-0800C.0170`

Property Details

APN / Parcel Number

Primary APN	`29-46-26-E3-0800C.0170`
Alternative APNs	`262946E30800C0170` `294626080000C0170` `10513305`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,852 sqft Living Area
Gross Area	2,459 sqft
1st Floor Area	1,711 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	5,184 sqft (0.119 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	146 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10513305
Street Address	13857 CLETO DR
City	ESTERO
State	FL
Zip	33928-6404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT FIVE DESC IN INST#2005-82140 BLK C LOT 17
Legal Range	26E
Legal Township	46S
Legal Section	29
Legal Subdivision	BELLA TERRA
Legal Tract	E3
Legal Block	C
Legal Lot Number	17
Legal Unit	5
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5006
Census Tract	50311

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13857 CLETO DR, ESTERO, FL 33928-6404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Apr 1, 2019	Warranty Deed, Transfer · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Jul 30, 2014 · Amount on Record
Deed Document Number	201971461
Last Transfer Date	May 4, 2023
Transfer Doc	0000165311
Record Updated	Jun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	May 9, 2023
Property Address	13857 CLETO DR, ESTERO, FL 33928-6404
Document Number	0000165311
Map Reference	DOC 2005000082140
Instrument Date	May 4, 2023
Instrument	2023000165311
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13857 CLETO DR, ESTERO, FL 33928-6404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	13857 CLETO DR, ESTERO, FL 33928-6404

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13857 CLETO DR, ESTERO, FL 33928-6404
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000215626
Date	Jun 29, 2021
Instrument	2021000215626

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 1, 2019
Property Address	13857 CLETO DR, ESTERO, FL 33928-6404
Document Number	0000071461
Map Reference	DOC 2005000082140
Instrument Date	Mar 28, 2019
Instrument	2019000071461
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	MARKETPLACE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21348 VELINO LN, 21348, ESTERO, FL 33928-6418

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13857 CLETO DR, ESTERO, FL 33928-6404

Mortgage

Document Number	0000071462
Date	Apr 1, 2019
Instrument	2019000071462

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,006.00 (+5.76%) Homeowner's exemption	$244,903 (+5.99%)	$306,428 (-15.27%) Land $78,166 Building $228,262
2023	$3,788.00 (-1.23%) Homeowner's exemption	$231,069 (+3%)	$361,647 (+19.28%) Land $68,687 Building $292,960
2022	$3,835.00 Homeowner's exemption	$224,339	$303,186 Land $69,100 Building $234,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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