13855 237th Dr, Live Oak, FL 32060 Property Records

Suwannee County property record for 13855 237th Dr, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,146 sqft · built 2003
Lot Size	2.01 acres (87,570 sqft)
Owner	2 Individual Names on File
Last Sale	$299,500 (Sep 2019)
Tax Bill	$3,906 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`30-03S-11E-11870-000170`

Property Details

APN / Parcel Number

Primary APN	`30-03S-11E-11870-000170`
Alternative APN	`11870000170`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,146 sqft Living Area
1st Floor Area	2,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Lot Area	87,570 sqft
Lot Width	1.4 ft Width
Porch	Finished/Screened Porch
Patio Area	1,916 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	11870000170
Street Address	13855 237TH DR
City	LIVE OAK
State	FL
Zip	32060-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG LOT 17 CHARLES SPRINGS RIVER EST UNIT II ORB 2138 P 216-18 WD YR 2020
Legal Range	11E
Legal Township	03S
Legal Section	30
Legal Subdivision	CHARLES SPRINGS RIVER EST
Legal Lot Number	17
Legal Unit	II
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	2
Census Block	2004
Census Tract	970303

Owner

13855 237th Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13855 237TH DR, LIVE OAK, FL 32060-3706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 4, 2019	Warranty Deed, Transfer · Conventional with PMI CASHCALL
Dec 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Dec 7, 2018
Deed Document Number	2019218303
Deed Book / Page	2138 / 0216
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	13855 237TH DR, LIVE OAK, FL 32060-3706
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13855 237TH DR, LIVE OAK, FL 32060-3706

Mortgage

Document Number	0061001760
Date	Feb 17, 2026
Book Page	2674/76
Instrument	202661001760

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 3, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	13855 237TH DR, LIVE OAK, FL 32060-3706
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13855 237TH DR, LIVE OAK, FL 32060-3706

Mortgage

Document Number	0000246008
Date	Nov 30, 2021
Book Page	2315/410
Instrument	2021246008

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Sep 4, 2019
Property Address	13855 237TH DR, LIVE OAK, FL 32060-3706
Document Number	0000218303
Book / Page	002138 / 000216
Instrument Date	Aug 28, 2019
Instrument	218303
Transaction Type	Transfer
Record Updated	Oct 4, 2019
Title Company	HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS/N FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,096.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 8 PINETTA FL 323500008, PINETTA, FL 32350-0008

Mortgage

Document Number	218304
Date	Sep 4, 2019
Book Page	002138/000219
Instrument	218304

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Dec 7, 2018
Property Address	13855 237TH DR, LIVE OAK, FL 32060-3706
Document Number	0000209897
Book / Page	002089 / 000210
Instrument Date	Dec 4, 2018
Instrument	209897
Transaction Type	Transfer
Record Updated	Jan 14, 2019

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13855 237TH DR LIVE OAK FL 320603706, LIVE OAK, FL 32060-3706

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,494	$501,663 Land $47,955 Building $453,708
2024	$3,906.00 (+2.49%)
2023	$3,811.00 (+2.61%) Homeowner's exemption	$274,415 (+3%)	$480,147 (+74.74%) Land $40,310 Building $439,837
2022	$3,714.00 Homeowner's exemption	$266,422	$274,777 Land $32,665 Building $242,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13855 237th Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Apr 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13855 237th Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 237th Dr

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